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Crescira AVM · estimated value Medium confidence
HK$10.14M
≈ HK$9,754 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.04M, with repayments around HK$34,416/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$32,385
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$33,392
−HK$1,024/mo
Today · 4.125%
HK$34,416
baseline
▲ 0.50% · 4.625%
HK$36,510
+HK$2,094/mo

Deposit HK$3.04M · loan HK$7.10M · min. income ≈ HK$68,832/mo (50% DSR)

Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$380,421 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
3/F
Flat
A1
Saleable Area
1,040 ft²
Gross Area
1,097 ft²
Efficiency
95%
District
Sha Tin District · New Territories East
School net (POA)
91

Transaction History

Date Price Gain / loss
2021-06-01 HK$14.48M +59.1%
8.6y
2012-10-31 HK$9.10M +60.2%
2007-04-10 HK$5.68M +42.0%
2002-01-04 HK$4.00M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Racecourse
≈ 6 min walk · 409 m
Education
10
schools within 1 km (3 within 500 m)
Daily convenience
14
within 1 km (4 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
14
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Racecourse Station (a rail station within an 8-min walk earns this label).

Family-friendly — 10 schools within a 1 km walk.

Everyday convenience — 14 shopping and daily-needs spots nearby.

Green space & leisure — 14 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com