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At today's rate and a 90% mortgage, the deposit on this unit is about HK$449K, with repayments around HK$19,572/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$449K · loan HK$4.04M · min. income ≈ HK$39,144/mo (50% DSR)
Upfront cash ≈ HK$516K (deposit + AVD stamp duty HK$67,306 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway City One Station Station.
Family-friendly — 24 schools within a 1 km walk.
Everyday convenience — 26 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 28 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 15/F
- Flat
- H
- Saleable Area
- 327 Saleable ft²
- Gross Area
- 395 ft²
- Efficiency
- 83%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-12-09 | HK$5.73M | +30.2% 4.8y · 6.0%/yr |
| 2017-01-24 | HK$4.40M | +160.4% 7.4y · 22.0%/yr |
| 2009-09-30 | HK$1.69M | +5.6% |
| 2008-08-29 | HK$1.60M | +53.8% |
| 2001-05-08 | HK$1.04M | −35.8% |
| 1996-10-26 | HK$1.62M | +24.6% |
| 1995-11-17 | HK$1.30M | — |