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At today's rate and a 90% mortgage, the deposit on this unit is about HK$429K, with repayments around HK$18,722/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$429K · loan HK$3.86M · min. income ≈ HK$37,444/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$58,541 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway City One Station Station.
Family-friendly — 37 schools within a 1 km walk.
Everyday convenience — 31 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 33 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- C
- Saleable Area
- 327 Saleable ft²
- Gross Area
- 395 ft²
- Efficiency
- 83%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-09-30 | HK$5.50M | +72.4% 8.6y · 8.0%/yr |
| 2013-02-20 | HK$3.19M | +77.2% |
| 2010-08-06 | HK$1.80M | +5.9% |
| 2010-02-10 | HK$1.70M | +7.6% |
| 2008-01-24 | HK$1.58M | +10.5% |
| 2008-01-15 | HK$1.43M | +28.8% |
| 2006-05-09 | HK$1.11M | +33.7% |
| 2003-10-30 | HK$830K | −42.8% |
| 1996-07-17 | HK$1.45M | — |