▼ 0.50% · 3.625%
HK$15,752
−HK$988/mo
▼ 0.25% · 3.875%
HK$16,242
−HK$498/mo
Today · 4.125%
HK$16,740
baseline
▲ 0.50% · 4.625%
HK$17,759
+HK$1,019/mo
Deposit HK$3.45M · loan HK$3.45M · min. income ≈ HK$33,480/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$207,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,524
−HK$947/mo
▼ 0.25% · 3.875%
HK$17,994
−HK$477/mo
Today · 4.125%
HK$18,471
baseline
▲ 0.50% · 4.625%
HK$19,445
+HK$974/mo
Deposit HK$3.45M · loan HK$3.45M · min. income ≈ HK$36,942/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$207,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,328
−HK$1,086/mo
▼ 0.25% · 3.875%
HK$17,867
−HK$547/mo
Today · 4.125%
HK$18,414
baseline
▲ 0.50% · 4.625%
HK$19,535
+HK$1,121/mo
Deposit HK$3.11M · loan HK$3.80M · min. income ≈ HK$36,828/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$207,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,277
−HK$1,041/mo
▼ 0.25% · 3.875%
HK$19,794
−HK$524/mo
Today · 4.125%
HK$20,318
baseline
▲ 0.50% · 4.625%
HK$21,389
+HK$1,071/mo
Deposit HK$3.11M · loan HK$3.80M · min. income ≈ HK$40,636/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$207,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,903
−HK$1,185/mo
▼ 0.25% · 3.875%
HK$19,491
−HK$597/mo
Today · 4.125%
HK$20,088
baseline
▲ 0.50% · 4.625%
HK$21,311
+HK$1,223/mo
Deposit HK$2.76M · loan HK$4.14M · min. income ≈ HK$40,176/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$207,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,029
−HK$1,137/mo
▼ 0.25% · 3.875%
HK$21,593
−HK$573/mo
Today · 4.125%
HK$22,166
baseline
▲ 0.50% · 4.625%
HK$23,334
+HK$1,168/mo
Deposit HK$2.76M · loan HK$4.14M · min. income ≈ HK$44,332/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$207,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,478
−HK$1,284/mo
▼ 0.25% · 3.875%
HK$21,115
−HK$647/mo
Today · 4.125%
HK$21,762
baseline
▲ 0.50% · 4.625%
HK$23,087
+HK$1,325/mo
Deposit HK$2.42M · loan HK$4.49M · min. income ≈ HK$43,524/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$207,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,782
−HK$1,231/mo
▼ 0.25% · 3.875%
HK$23,393
−HK$620/mo
Today · 4.125%
HK$24,013
baseline
▲ 0.50% · 4.625%
HK$25,278
+HK$1,265/mo
Deposit HK$2.42M · loan HK$4.49M · min. income ≈ HK$48,026/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$207,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,053
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$22,739
−HK$697/mo
Today · 4.125%
HK$23,436
baseline
▲ 0.50% · 4.625%
HK$24,862
+HK$1,426/mo
Deposit HK$2.07M · loan HK$4.84M · min. income ≈ HK$46,872/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$207,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,534
−HK$1,326/mo
▼ 0.25% · 3.875%
HK$25,192
−HK$668/mo
Today · 4.125%
HK$25,860
baseline
▲ 0.50% · 4.625%
HK$27,223
+HK$1,363/mo
Deposit HK$2.07M · loan HK$4.84M · min. income ≈ HK$51,720/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$207,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,629
−HK$1,481/mo
▼ 0.25% · 3.875%
HK$24,364
−HK$746/mo
Today · 4.125%
HK$25,110
baseline
▲ 0.50% · 4.625%
HK$26,638
+HK$1,528/mo
Deposit HK$1.73M · loan HK$5.18M · min. income ≈ HK$50,220/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$207,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,287
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$26,992
−HK$715/mo
Today · 4.125%
HK$27,707
baseline
▲ 0.50% · 4.625%
HK$29,167
+HK$1,460/mo
Deposit HK$1.73M · loan HK$5.18M · min. income ≈ HK$55,414/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$207,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,204
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$25,988
−HK$796/mo
Today · 4.125%
HK$26,784
baseline
▲ 0.50% · 4.625%
HK$28,414
+HK$1,630/mo
Deposit HK$1.38M · loan HK$5.53M · min. income ≈ HK$53,568/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$207,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,039
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$28,791
−HK$763/mo
Today · 4.125%
HK$29,554
baseline
▲ 0.50% · 4.625%
HK$31,112
+HK$1,558/mo
Deposit HK$1.38M · loan HK$5.53M · min. income ≈ HK$59,108/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$207,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,779
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$27,612
−HK$846/mo
Today · 4.125%
HK$28,458
baseline
▲ 0.50% · 4.625%
HK$30,190
+HK$1,732/mo
Deposit HK$1.04M · loan HK$5.87M · min. income ≈ HK$56,916/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$207,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,792
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$30,591
−HK$810/mo
Today · 4.125%
HK$31,401
baseline
▲ 0.50% · 4.625%
HK$33,056
+HK$1,655/mo
Deposit HK$1.04M · loan HK$5.87M · min. income ≈ HK$62,802/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$207,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,354
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$29,236
−HK$897/mo
Today · 4.125%
HK$30,133
baseline
▲ 0.50% · 4.625%
HK$31,966
+HK$1,833/mo
Deposit HK$691K · loan HK$6.22M · min. income ≈ HK$60,266/mo (50% DSR)
Upfront cash ≈ HK$898K (deposit + AVD stamp duty HK$207,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,544
−HK$1,704/mo
▼ 0.25% · 3.875%
HK$32,390
−HK$858/mo
Today · 4.125%
HK$33,248
baseline
▲ 0.50% · 4.625%
HK$35,001
+HK$1,753/mo
Deposit HK$691K · loan HK$6.22M · min. income ≈ HK$66,496/mo (50% DSR)
Upfront cash ≈ HK$898K (deposit + AVD stamp duty HK$207,246 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).