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At today's rate and a 90% mortgage, the deposit on this unit is about HK$381K, with repayments around HK$16,606/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$381K · loan HK$3.43M · min. income ≈ HK$33,212/mo (50% DSR)
Upfront cash ≈ HK$381K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Sha Tin Wai Station Station.
Family-friendly — 45 schools within a 1 km walk.
Everyday convenience — 43 shopping and daily-needs spots nearby.
Healthcare close by — 9 hospitals/clinics within 1 km.
Green space & leisure — 40 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- 7
- Saleable Area
- 280 Saleable ft²
- Gross Area
- 421 ft²
- Efficiency
- 67%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-06-01 | HK$4.80M | +14.3% 3.6y · 4.0%/yr |
| 2018-11-08 | HK$4.20M | +92.7% 6.2y · 15.0%/yr |
| 2012-09-17 | HK$2.18M | +103.7% |
| 2009-06-08 | HK$1.07M | −13.7% |
| 2008-04-03 | HK$1.24M | +42.5% |
| 2007-11-20 | HK$870K | +4.8% |
| 2000-11-14 | HK$830K | — |