▼ 0.50% · 3.625%
HK$19,189
−HK$1,204/mo
▼ 0.25% · 3.875%
HK$19,786
−HK$607/mo
Today · 4.125%
HK$20,393
baseline
▲ 0.50% · 4.625%
HK$21,634
+HK$1,241/mo
Deposit HK$4.21M · loan HK$4.21M · min. income ≈ HK$40,786/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$252,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,348
−HK$1,153/mo
▼ 0.25% · 3.875%
HK$21,921
−HK$580/mo
Today · 4.125%
HK$22,501
baseline
▲ 0.50% · 4.625%
HK$23,687
+HK$1,186/mo
Deposit HK$4.21M · loan HK$4.21M · min. income ≈ HK$45,002/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$252,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,108
−HK$1,324/mo
▼ 0.25% · 3.875%
HK$21,765
−HK$667/mo
Today · 4.125%
HK$22,432
baseline
▲ 0.50% · 4.625%
HK$23,797
+HK$1,365/mo
Deposit HK$3.79M · loan HK$4.63M · min. income ≈ HK$44,864/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$252,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,483
−HK$1,269/mo
▼ 0.25% · 3.875%
HK$24,113
−HK$639/mo
Today · 4.125%
HK$24,752
baseline
▲ 0.50% · 4.625%
HK$26,056
+HK$1,304/mo
Deposit HK$3.79M · loan HK$4.63M · min. income ≈ HK$49,504/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$252,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,027
−HK$1,444/mo
▼ 0.25% · 3.875%
HK$23,744
−HK$727/mo
Today · 4.125%
HK$24,471
baseline
▲ 0.50% · 4.625%
HK$25,960
+HK$1,489/mo
Deposit HK$3.37M · loan HK$5.05M · min. income ≈ HK$48,942/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$252,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,618
−HK$1,384/mo
▼ 0.25% · 3.875%
HK$26,305
−HK$697/mo
Today · 4.125%
HK$27,002
baseline
▲ 0.50% · 4.625%
HK$28,425
+HK$1,423/mo
Deposit HK$3.37M · loan HK$5.05M · min. income ≈ HK$54,004/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$252,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,946
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$25,722
−HK$789/mo
Today · 4.125%
HK$26,511
baseline
▲ 0.50% · 4.625%
HK$28,124
+HK$1,613/mo
Deposit HK$2.95M · loan HK$5.47M · min. income ≈ HK$53,022/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$252,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,752
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$28,497
−HK$755/mo
Today · 4.125%
HK$29,252
baseline
▲ 0.50% · 4.625%
HK$30,794
+HK$1,542/mo
Deposit HK$2.95M · loan HK$5.47M · min. income ≈ HK$58,504/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$252,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,865
−HK$1,685/mo
▼ 0.25% · 3.875%
HK$27,701
−HK$849/mo
Today · 4.125%
HK$28,550
baseline
▲ 0.50% · 4.625%
HK$30,287
+HK$1,737/mo
Deposit HK$2.52M · loan HK$5.89M · min. income ≈ HK$57,100/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$252,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,887
−HK$1,615/mo
▼ 0.25% · 3.875%
HK$30,689
−HK$813/mo
Today · 4.125%
HK$31,502
baseline
▲ 0.50% · 4.625%
HK$33,162
+HK$1,660/mo
Deposit HK$2.52M · loan HK$5.89M · min. income ≈ HK$63,004/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$252,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,784
−HK$1,805/mo
▼ 0.25% · 3.875%
HK$29,679
−HK$910/mo
Today · 4.125%
HK$30,589
baseline
▲ 0.50% · 4.625%
HK$32,450
+HK$1,861/mo
Deposit HK$2.10M · loan HK$6.31M · min. income ≈ HK$61,178/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$252,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,022
−HK$1,730/mo
▼ 0.25% · 3.875%
HK$32,881
−HK$871/mo
Today · 4.125%
HK$33,752
baseline
▲ 0.50% · 4.625%
HK$35,531
+HK$1,779/mo
Deposit HK$2.10M · loan HK$6.31M · min. income ≈ HK$67,504/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$252,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,703
−HK$1,925/mo
▼ 0.25% · 3.875%
HK$31,658
−HK$970/mo
Today · 4.125%
HK$32,628
baseline
▲ 0.50% · 4.625%
HK$34,614
+HK$1,986/mo
Deposit HK$1.68M · loan HK$6.73M · min. income ≈ HK$65,256/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$252,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,157
−HK$1,845/mo
▼ 0.25% · 3.875%
HK$35,073
−HK$929/mo
Today · 4.125%
HK$36,002
baseline
▲ 0.50% · 4.625%
HK$37,900
+HK$1,898/mo
Deposit HK$1.68M · loan HK$6.73M · min. income ≈ HK$72,004/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$252,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,622
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$33,637
−HK$1,031/mo
Today · 4.125%
HK$34,668
baseline
▲ 0.50% · 4.625%
HK$36,777
+HK$2,109/mo
Deposit HK$1.26M · loan HK$7.15M · min. income ≈ HK$69,336/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$252,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,292
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$37,265
−HK$987/mo
Today · 4.125%
HK$38,252
baseline
▲ 0.50% · 4.625%
HK$40,269
+HK$2,017/mo
Deposit HK$1.26M · loan HK$7.15M · min. income ≈ HK$76,504/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$252,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,541
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$35,615
−HK$1,092/mo
Today · 4.125%
HK$36,707
baseline
▲ 0.50% · 4.625%
HK$38,940
+HK$2,233/mo
Deposit HK$842K · loan HK$7.57M · min. income ≈ HK$73,414/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$252,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,426
−HK$2,076/mo
▼ 0.25% · 3.875%
HK$39,457
−HK$1,045/mo
Today · 4.125%
HK$40,502
baseline
▲ 0.50% · 4.625%
HK$42,637
+HK$2,135/mo
Deposit HK$842K · loan HK$7.57M · min. income ≈ HK$81,004/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$252,464 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).