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At today's rate and a 90% mortgage, the deposit on this unit is about HK$530K, with repayments around HK$23,137/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$530K · loan HK$4.77M · min. income ≈ HK$46,274/mo (50% DSR)
Upfront cash ≈ HK$650K (deposit + AVD stamp duty HK$119,352 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Ma On Shan Station.
Family-friendly — 38 schools within a 1 km walk.
Everyday convenience — 25 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 30 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 29/F
- Flat
- 6
- Saleable Area
- 337 Saleable ft²
- Gross Area
- 446 ft²
- Efficiency
- 76%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 89
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-04-29 | HK$5.25M | −14.9% 5.5y · −3.0%/yr |
| 2020-11-16 | HK$6.17M | +45.9% 4.3y · 11.0%/yr |
| 2016-08-03 | HK$4.23M | +185.8% 8.8y · 21.0%/yr |
| 2007-10-30 | HK$1.48M | +2.1% |
| 2005-04-29 | HK$1.45M | −49.5% |
| 1997-10-29 | HK$2.87M | — |