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At today's rate and a 90% mortgage, the deposit on this unit is about HK$545K, with repayments around HK$23,793/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$545K · loan HK$4.91M · min. income ≈ HK$47,586/mo (50% DSR)
Upfront cash ≈ HK$668K (deposit + AVD stamp duty HK$122,733 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Ma On Shan Station.
Family-friendly — 38 schools within a 1 km walk.
Everyday convenience — 25 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 30 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 19/F
- Flat
- 5
- Saleable Area
- 361 Saleable ft²
- Gross Area
- 486 ft²
- Efficiency
- 74%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 89
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-11-04 | HK$4.85M | −19.2% 5.0y · −4.0%/yr |
| 2019-10-22 | HK$6.00M | +31.9% 3.0y · 11.0%/yr |
| 2016-10-19 | HK$4.55M | +129.8% 6.7y · 20.0%/yr |
| 2010-03-03 | HK$1.98M | +45.6% |
| 2007-03-20 | HK$1.36M | +36.0% |
| 1995-08-01 | HK$1.00M | — |