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At today's rate and a 90% mortgage, the deposit on this unit is about HK$517K, with repayments around HK$22,549/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$517K · loan HK$4.65M · min. income ≈ HK$45,098/mo (50% DSR)
Upfront cash ≈ HK$633K (deposit + AVD stamp duty HK$116,317 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Sha Tin Station Station.
Family-friendly — 35 schools within a 1 km walk.
Everyday convenience — 31 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 42 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- G
- Saleable Area
- 369 Saleable ft²
- Gross Area
- 467 ft²
- Efficiency
- 79%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-07-10 | HK$5.98M | +4.4% 6.5y |
| 2020-01-09 | HK$5.73M | +33.3% 1.4y · 23.0%/yr |
| 2018-08-22 | HK$4.30M | +163.8% 19.6y · 8.0%/yr |
| 1998-12-23 | HK$1.63M | — |