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At today's rate and a 90% mortgage, the deposit on this unit is about HK$432K, with repayments around HK$18,835/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$432K · loan HK$3.89M · min. income ≈ HK$37,670/mo (50% DSR)
Upfront cash ≈ HK$496K (deposit + AVD stamp duty HK$63,730 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Sha Tin Station Station.
Family-friendly — 34 schools within a 1 km walk.
Everyday convenience — 30 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 37 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- G
- Saleable Area
- 297 Saleable ft²
- Gross Area
- 404 ft²
- Efficiency
- 74%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-07-03 | HK$4.95M | +5.3% 2.4y |
| 2018-01-03 | HK$4.70M | +154.1% 9.4y · 16.0%/yr |
| 2008-08-26 | HK$1.85M | +36.0% |
| 2007-11-30 | HK$1.36M | +4.6% |
| 2007-04-12 | HK$1.30M | +7.4% |
| 2004-12-16 | HK$1.21M | −51.0% |
| 1997-07-08 | HK$2.47M | +17.6% |
| 1997-02-22 | HK$2.10M | — |