Home Sha Tin District Saddle Ridge Garden Block 11

12/F F

Sha Tin District · New Territories East

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Floor

1/F H 592 ft² 1/F K 431 ft² 1/F B 591 ft² 1/F C 592 ft² 1/F E 431 ft² 2/F F 484 ft² 2/F G 592 ft² 2/F K 431 ft² 2/F J 482 ft² 3/F B 590 ft² 3/F J 482 ft² 4/F A 592 ft² 4/F C 592 ft² 4/F J 482 ft² 5/F A 592 ft² 5/F D 583 ft² 5/F J 483 ft² 5/F K 430 ft² 5/F E 431 ft² 5/F F 484 ft² 6/F K 431 ft² 6/F C 592 ft² 6/F D 583 ft² 6/F E 431 ft² 6/F G 592 ft² 7/F A 592 ft² 7/F C 592 ft² 7/F G 592 ft² 7/F H 592 ft² 7/F J 482 ft² 7/F K 431 ft² 8/F A 592 ft² 8/F J 482 ft² 9/F G 592 ft² 9/F B 591 ft² 10/F D 583 ft² 10/F E 431 ft² 10/F K 431 ft² 10/F B 591 ft² 11/F C 592 ft² 11/F G 592 ft² 11/F H 592 ft² 11/F E 431 ft² 11/F F 484 ft² 11/F J 482 ft² 12/F F 484 ft² 13/F G 592 ft² 14/F J 483 ft² 14/F K 431 ft² 15/F B 591 ft² 15/F E 430 ft² 15/F C 592 ft² 15/F F 484 ft² 15/F J 482 ft² 15/F K 431 ft² 16/F B 591 ft² 16/F F 484 ft² 16/F H 592 ft² 17/F A 592 ft² 17/F B 591 ft² 17/F G 592 ft² 17/F H 592 ft² 18/F C 592 ft² 18/F D 583 ft² 19/F B 590 ft² 19/F F 485 ft² 19/F A 592 ft² 19/F K 431 ft² 20/F A 592 ft² 20/F B 591 ft² 20/F C 592 ft² 20/F D 583 ft² 20/F E 431 ft² 20/F G 592 ft² 20/F H 592 ft² 21/F B 591 ft² 21/F E 431 ft² 22/F D 583 ft² 22/F J 483 ft² 22/F E 431 ft² 22/F F 484 ft² 22/F H 592 ft² 23/F A 592 ft² 23/F E 431 ft² 23/F K 430 ft² 24/F A 592 ft² 24/F B 590 ft² 24/F H 592 ft² 25/F J 482 ft² 26/F G 592 ft² 27/F C 592 ft² 27/F H 592 ft² 27/F J 482 ft² 28/F D 584 ft² 28/F G 592 ft² 28/F A 592 ft² 29/F F 485 ft² 29/F J 483 ft² 29/F E 431 ft² 30/F E 431 ft² 30/F G 592 ft² 30/F H 592 ft² 30/F B 591 ft² 30/F C 592 ft² 31/F D 584 ft² 31/F G 592 ft² 31/F E 431 ft² 31/F J 482 ft² 32/F B 591 ft² 32/F K 431 ft² 33/F G 592 ft² 33/F J 482 ft² 33/F K 431 ft² 33/F B 591 ft² 33/F E 431 ft² 33/F F 484 ft² 34/F A 592 ft² 34/F B 591 ft² 34/F D 583 ft² 34/F F 485 ft² 34/F J 482 ft² 34/F E 431 ft² 34/F G 592 ft² 35/F D 583 ft² 35/F H 592 ft² 35/F E 431 ft² 35/F F 484 ft²

Crescira AVM · estimated value ● Medium confidence

HK$3.71M

≈ HK$7,663 / ft² saleable · updated 2026-08-01

Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$371K, with repayments around HK$16,178/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

Prime Rate (P-plan) · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV 90%

Term

▼ 0.50% · 3.625%

HK$15,223

−HK$955/mo

▼ 0.25% · 3.875%

HK$15,697

−HK$481/mo

Today · 4.125%

HK$16,178

baseline

▲ 0.50% · 4.625%

HK$17,162

+HK$984/mo

Deposit HK$371K · loan HK$3.34M · min. income ≈ HK$32,356/mo (50% DSR)

Upfront cash ≈ HK$371K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor: 12/F
Flat: F
Saleable Area: 484 ft²
Gross Area: 566 ft²
Efficiency: 86%
District: Sha Tin District · New Territories East
School net (POA): 89

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2019-08-15	HK$5.45M	+319.2%	HK$11,260	HK$9,629
2005-07-13	HK$1.30M	+13.0%	HK$2,686	HK$2,297
2004-04-07	HK$1.15M	+40.2%	HK$2,376	HK$2,032
2000-10-26	HK$820K	−51.2%	HK$1,694	HK$1,449
1997-10-27	HK$1.68M	—	HK$3,471	HK$2,968