Home Sha Tin District Saddle Ridge Garden Block 10

15/F E

Sha Tin District · New Territories East

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Floor

1/F B 591 ft² 1/F H 592 ft² 1/F J 482 ft² 1/F K 431 ft² 2/F G 592 ft² 2/F K 430 ft² 2/F B 591 ft² 2/F D 583 ft² 2/F H 592 ft² 3/F E 431 ft² 4/F A 592 ft² 4/F B 590 ft² 4/F E 430 ft² 4/F J 482 ft² 4/F K 431 ft² 5/F E 430 ft² 5/F K 431 ft² 6/F A 592 ft² 6/F B 591 ft² 6/F D 583 ft² 6/F K 431 ft² 7/F A 592 ft² 7/F B 590 ft² 7/F E 431 ft² 7/F J 482 ft² 7/F D 583 ft² 7/F G 592 ft² 8/F A 592 ft² 8/F J 482 ft² 9/F B 590 ft² 9/F H 592 ft² 9/F K 430 ft² 9/F E 431 ft² 9/F F 484 ft² 9/F G 592 ft² 10/F A 592 ft² 10/F C 592 ft² 10/F H 592 ft² 10/F B 591 ft² 10/F G 592 ft² 10/F J 482 ft² 10/F K 431 ft² 11/F C 592 ft² 11/F E 430 ft² 11/F F 484 ft² 11/F A 592 ft² 11/F B 591 ft² 11/F G 592 ft² 11/F H 592 ft² 11/F K 431 ft² 12/F A 592 ft² 12/F D 583 ft² 12/F F 484 ft² 12/F G 592 ft² 13/F G 592 ft² 13/F K 430 ft² 13/F A 592 ft² 13/F B 590 ft² 14/F D 584 ft² 14/F H 592 ft² 14/F K 430 ft² 14/F E 431 ft² 14/F J 482 ft² 15/F H 592 ft² 15/F J 482 ft² 15/F B 591 ft² 15/F E 431 ft² 16/F A 592 ft² 16/F D 583 ft² 16/F G 592 ft² 16/F H 592 ft² 17/F C 592 ft² 17/F D 584 ft² 17/F G 592 ft² 17/F K 431 ft² 17/F A 592 ft² 18/F A 592 ft² 18/F B 591 ft² 18/F F 485 ft² 18/F G 592 ft² 19/F C 592 ft² 19/F B 591 ft² 20/F G 592 ft² 21/F D 583 ft² 21/F E 430 ft² 21/F H 592 ft² 21/F K 431 ft² 21/F C 592 ft² 22/F F 485 ft² 22/F K 430 ft² 22/F G 592 ft² 23/F A 592 ft² 23/F H 592 ft² 23/F K 430 ft² 24/F B 590 ft² 24/F C 592 ft² 24/F D 583 ft² 24/F H 592 ft² 24/F A 592 ft² 25/F B 590 ft² 25/F C 592 ft² 25/F H 592 ft² 25/F K 430 ft² 25/F D 583 ft² 26/F D 584 ft² 26/F F 485 ft² 26/F G 592 ft² 26/F H 592 ft² 26/F E 431 ft² 27/F C 592 ft² 27/F D 584 ft² 27/F H 592 ft² 27/F E 431 ft² 28/F B 590 ft² 28/F C 592 ft² 28/F H 592 ft² 28/F K 431 ft² 29/F A 592 ft² 29/F C 592 ft² 29/F F 485 ft² 29/F J 483 ft² 29/F K 431 ft² 29/F G 592 ft² 30/F B 590 ft² 30/F K 431 ft² 30/F A 592 ft² 30/F D 583 ft² 30/F G 592 ft² 31/F C 592 ft² 31/F E 431 ft² 31/F G 592 ft² 31/F A 592 ft² 31/F B 591 ft² 32/F A 592 ft² 32/F B 591 ft² 32/F F 484 ft² 32/F K 431 ft² 33/F A 592 ft² 33/F C 592 ft² 33/F H 592 ft² 33/F G 592 ft² 34/F B 591 ft² 34/F D 583 ft² 34/F J 482 ft² 34/F K 431 ft² 34/F A 592 ft² 34/F H 592 ft² 35/F H 592 ft² 35/F G 592 ft² 35/F J 482 ft² 35/F K 431 ft²

Crescira AVM · estimated value ● Medium confidence

HK$3.48M

≈ HK$8,075 / ft² saleable · updated 2026-08-01

Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$348K, with repayments around HK$15,181/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

Prime Rate (P-plan) · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV 90%

Term

▼ 0.50% · 3.625%

HK$14,285

−HK$896/mo

▼ 0.25% · 3.875%

HK$14,729

−HK$452/mo

Today · 4.125%

HK$15,181

baseline

▲ 0.50% · 4.625%

HK$16,105

+HK$924/mo

Deposit HK$348K · loan HK$3.13M · min. income ≈ HK$30,362/mo (50% DSR)

Upfront cash ≈ HK$348K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor: 15/F
Flat: E
Saleable Area: 431 ft²
Gross Area: 502 ft²
Efficiency: 86%
District: Sha Tin District · New Territories East
School net (POA): 89

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2020-07-17	HK$4.80M	+174.3%	HK$11,137	HK$9,562
2010-08-20	HK$1.75M	+105.9%	HK$4,060	HK$3,486
2004-04-13	HK$850K	−15.0%	HK$1,972	HK$1,693
2002-04-24	HK$1.00M	—	HK$2,320	HK$1,992