Skip to content

1/F E

in Saddle Ridge Garden Block 9

Sha Tin District · New Territories East

Switch unit
Floor
1/F D 583 ft² 1/F F 484 ft² 1/F G 592 ft² 1/F J 482 ft² 1/F K 431 ft² 1/F E 431 ft² 2/F B 591 ft² 2/F F 485 ft² 2/F G 592 ft² 2/F C 592 ft² 2/F K 431 ft² 3/F A 592 ft² 3/F K 431 ft² 4/F D 583 ft² 4/F F 485 ft² 4/F H 592 ft² 4/F K 431 ft² 4/F A 592 ft² 5/F A 592 ft² 5/F H 592 ft² 5/F J 482 ft² 5/F K 431 ft² 6/F C 592 ft² 6/F B 591 ft² 6/F J 482 ft² 6/F K 431 ft² 7/F B 591 ft² 7/F D 583 ft² 7/F E 430 ft² 7/F H 592 ft² 7/F J 482 ft² 8/F C 592 ft² 8/F H 592 ft² 8/F J 483 ft² 9/F B 590 ft² 9/F C 592 ft² 9/F F 485 ft² 9/F J 482 ft² 10/F B 591 ft² 11/F C 592 ft² 11/F F 484 ft² 11/F G 592 ft² 11/F K 431 ft² 12/F H 592 ft² 13/F A 592 ft² 13/F G 592 ft² 13/F E 431 ft² 13/F H 592 ft² 13/F K 431 ft² 14/F A 592 ft² 14/F J 482 ft² 14/F G 592 ft² 15/F C 592 ft² 15/F G 592 ft² 15/F H 592 ft² 15/F K 431 ft² 16/F B 591 ft² 16/F E 431 ft² 16/F H 592 ft² 16/F A 592 ft² 16/F J 482 ft² 17/F A 592 ft² 17/F B 591 ft² 17/F H 592 ft² 17/F K 430 ft² 18/F C 592 ft² 18/F F 485 ft² 18/F K 431 ft² 18/F E 431 ft² 18/F J 482 ft² 19/F B 590 ft² 19/F C 592 ft² 19/F H 592 ft² 19/F A 592 ft² 19/F G 592 ft² 19/F K 431 ft² 20/F J 482 ft² 20/F B 591 ft² 20/F C 592 ft² 21/F B 591 ft² 21/F C 592 ft² 21/F G 592 ft² 22/F B 590 ft² 22/F C 592 ft² 23/F E 430 ft² 23/F J 483 ft² 23/F K 431 ft² 23/F A 592 ft² 23/F D 583 ft² 25/F B 590 ft² 25/F E 431 ft² 25/F G 592 ft² 25/F F 484 ft² 25/F K 431 ft² 26/F C 592 ft² 26/F J 483 ft² 27/F G 592 ft² 27/F A 592 ft² 27/F E 431 ft² 27/F J 482 ft² 27/F K 431 ft² 28/F A 592 ft² 28/F B 590 ft² 28/F J 483 ft² 28/F F 484 ft² 29/F C 592 ft² 29/F D 584 ft² 29/F K 430 ft² 30/F C 592 ft² 30/F F 484 ft² 30/F J 482 ft² 31/F C 592 ft² 31/F E 430 ft² 31/F H 592 ft² 32/F B 590 ft² 32/F E 430 ft² 32/F K 431 ft² 32/F A 592 ft² 32/F D 583 ft² 33/F C 592 ft² 33/F E 430 ft² 33/F H 592 ft² 34/F E 431 ft² 34/F G 592 ft² 34/F J 482 ft² 34/F K 430 ft² 34/F A 592 ft² 34/F D 583 ft² 34/F H 592 ft² 35/F C 592 ft² 35/F B 591 ft² 35/F D 583 ft² 35/F K 431 ft²
Crescira AVM · estimated value Medium confidence
HK$3.28M
≈ HK$7,606 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$328K, with repayments around HK$14,299/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$13,455
−HK$844/mo
▼ 0.25% · 3.875%
HK$13,874
−HK$425/mo
Today · 4.125%
HK$14,299
baseline
▲ 0.50% · 4.625%
HK$15,169
+HK$870/mo

Deposit HK$328K · loan HK$2.95M · min. income ≈ HK$28,598/mo (50% DSR)

Upfront cash ≈ HK$328K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
1/F
Flat
E
Saleable Area
431 ft²
Gross Area
502 ft²
Efficiency
86%
District
Sha Tin District · New Territories East
School net (POA)
89

Transaction History

Date Price Gain / loss
2025-03-24 HK$3.20M −27.3%
2018-07-17 HK$4.40M +400.0%
2006-02-08 HK$880K +10.0%
2001-03-22 HK$800K

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Ma On Shan
≈ 8 min walk · 613 m
Education
24
schools within 1 km (12 within 500 m)
Daily convenience
24
within 1 km (10 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
21
parks, libraries, sports within 1 km

Family-friendly — 24 schools within a 1 km walk.

Everyday convenience — 24 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 21 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com