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At today's rate and a 90% mortgage, the deposit on this unit is about HK$451K, with repayments around HK$19,680/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$451K · loan HK$4.06M · min. income ≈ HK$39,360/mo (50% DSR)
Upfront cash ≈ HK$520K (deposit + AVD stamp duty HK$68,677 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway City One Station Station.
Family-friendly — 28 schools within a 1 km walk.
Everyday convenience — 31 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 31 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 27/F
- Flat
- F
- Saleable Area
- 284 Saleable ft²
- Gross Area
- 395 ft²
- Efficiency
- 72%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-12-09 | HK$5.45M | +0.0% 8.5y · 14.0%/yr |
| 2020-10-06 | HK$5.45M | +118.0% 8.3y · 14.0%/yr |
| 2012-06-15 | HK$2.50M | +21.4% |
| 2010-12-06 | HK$2.06M | +24.8% |
| 2010-01-19 | HK$1.65M | +10.0% |
| 1995-08-08 | HK$1.50M | — |