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At today's rate and a 90% mortgage, the deposit on this unit is about HK$832K, with repayments around HK$36,269/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$832K · loan HK$7.48M · min. income ≈ HK$72,538/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,454 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Ma On Shan Station Station.
Family-friendly — 27 schools within a 1 km walk.
Everyday convenience — 28 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 24 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- A
- Saleable Area
- 727 Saleable ft²
- Gross Area
- 901 ft²
- Efficiency
- 81%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 89
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-11-19 | HK$9.00M | −3.2% 3.0y · −1.0%/yr |
| 2017-11-17 | HK$9.30M | +40.9% 3.4y · 12.0%/yr |
| 2014-07-10 | HK$6.60M | +61.8% |
| 2007-12-12 | HK$4.08M | +14.6% |
| 1999-08-14 | HK$3.56M | −43.9% |
| 1998-01-21 | HK$6.35M | +35.7% |
| 1996-05-07 | HK$4.68M | — |