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At today's rate and a 90% mortgage, the deposit on this unit is about HK$893K, with repayments around HK$38,968/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$893K · loan HK$8.04M · min. income ≈ HK$77,936/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,017 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Ma On Shan Station Station.
Family-friendly — 24 schools within a 1 km walk.
Everyday convenience — 24 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 21 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- D
- Saleable Area
- 727 Saleable ft²
- Gross Area
- 901 ft²
- Efficiency
- 81%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 89
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-05-26 | HK$9.25M | +10.1% 3.4y · 3.0%/yr |
| 2022-12-29 | HK$8.40M | −3.4% 4.5y · −1.0%/yr |
| 2018-07-04 | HK$8.70M | +59.6% 7.2y · 8.0%/yr |
| 2011-04-06 | HK$5.45M | +53.5% |
| 1998-11-18 | HK$3.55M | — |