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At today's rate and a 90% mortgage, the deposit on this unit is about HK$423K, with repayments around HK$18,445/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$423K · loan HK$3.81M · min. income ≈ HK$36,890/mo (50% DSR)
Upfront cash ≈ HK$469K (deposit + AVD stamp duty HK$45,830 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway City One Station Station.
Family-friendly — 37 schools within a 1 km walk.
Everyday convenience — 31 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 33 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 27/F
- Flat
- D
- Saleable Area
- 327 Saleable ft²
- Gross Area
- 395 ft²
- Efficiency
- 83%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-06-24 | HK$6.10M | +6.1% 4.3y · 1.0%/yr |
| 2018-03-16 | HK$5.75M | +96.2% 5.6y · 17.0%/yr |
| 2012-08-03 | HK$2.93M | +43.6% |
| 2010-07-27 | HK$2.04M | +35.1% |
| 2009-01-16 | HK$1.51M | −39.1% |
| 1997-11-10 | HK$2.48M | — |