Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$451K, with repayments around HK$19,660/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$451K · loan HK$4.06M · min. income ≈ HK$39,320/mo (50% DSR)
Upfront cash ≈ HK$519K (deposit + AVD stamp duty HK$68,238 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway City One Station Station.
Family-friendly — 32 schools within a 1 km walk.
Everyday convenience — 30 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 33 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 13/F
- Flat
- D
- Saleable Area
- 304 Saleable ft²
- Gross Area
- 410 ft²
- Efficiency
- 74%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-02-03 | HK$5.24M | +42.4% 3.8y · 11.0%/yr |
| 2016-04-12 | HK$3.68M | +31.4% 3.5y · 9.0%/yr |
| 2012-09-27 | HK$2.80M | +41.4% |
| 2010-10-20 | HK$1.98M | +175.0% |
| 2003-06-21 | HK$720K | −35.7% |
| 1998-08-13 | HK$1.12M | — |