▼ 0.50% · 3.625%
HK$19,518
−HK$1,224/mo
▼ 0.25% · 3.875%
HK$20,126
−HK$616/mo
Today · 4.125%
HK$20,742
baseline
▲ 0.50% · 4.625%
HK$22,004
+HK$1,262/mo
Deposit HK$4.28M · loan HK$4.28M · min. income ≈ HK$41,484/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$256,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,714
−HK$1,173/mo
▼ 0.25% · 3.875%
HK$22,296
−HK$591/mo
Today · 4.125%
HK$22,887
baseline
▲ 0.50% · 4.625%
HK$24,094
+HK$1,207/mo
Deposit HK$4.28M · loan HK$4.28M · min. income ≈ HK$45,774/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$256,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,470
−HK$1,347/mo
▼ 0.25% · 3.875%
HK$22,138
−HK$679/mo
Today · 4.125%
HK$22,817
baseline
▲ 0.50% · 4.625%
HK$24,205
+HK$1,388/mo
Deposit HK$3.85M · loan HK$4.71M · min. income ≈ HK$45,634/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$256,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,885
−HK$1,291/mo
▼ 0.25% · 3.875%
HK$24,526
−HK$650/mo
Today · 4.125%
HK$25,176
baseline
▲ 0.50% · 4.625%
HK$26,503
+HK$1,327/mo
Deposit HK$3.85M · loan HK$4.71M · min. income ≈ HK$50,352/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$256,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,422
−HK$1,469/mo
▼ 0.25% · 3.875%
HK$24,151
−HK$740/mo
Today · 4.125%
HK$24,891
baseline
▲ 0.50% · 4.625%
HK$26,405
+HK$1,514/mo
Deposit HK$3.42M · loan HK$5.14M · min. income ≈ HK$49,782/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$256,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,057
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$26,756
−HK$709/mo
Today · 4.125%
HK$27,465
baseline
▲ 0.50% · 4.625%
HK$28,912
+HK$1,447/mo
Deposit HK$3.42M · loan HK$5.14M · min. income ≈ HK$54,930/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$256,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,374
−HK$1,591/mo
▼ 0.25% · 3.875%
HK$26,163
−HK$802/mo
Today · 4.125%
HK$26,965
baseline
▲ 0.50% · 4.625%
HK$28,606
+HK$1,641/mo
Deposit HK$3.00M · loan HK$5.56M · min. income ≈ HK$53,930/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$256,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,228
−HK$1,525/mo
▼ 0.25% · 3.875%
HK$28,985
−HK$768/mo
Today · 4.125%
HK$29,753
baseline
▲ 0.50% · 4.625%
HK$31,322
+HK$1,569/mo
Deposit HK$3.00M · loan HK$5.56M · min. income ≈ HK$59,506/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$256,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,326
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$28,176
−HK$863/mo
Today · 4.125%
HK$29,039
baseline
▲ 0.50% · 4.625%
HK$30,806
+HK$1,767/mo
Deposit HK$2.57M · loan HK$5.99M · min. income ≈ HK$58,078/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,400
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$31,215
−HK$827/mo
Today · 4.125%
HK$32,042
baseline
▲ 0.50% · 4.625%
HK$33,731
+HK$1,689/mo
Deposit HK$2.57M · loan HK$5.99M · min. income ≈ HK$64,084/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,278
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$30,188
−HK$926/mo
Today · 4.125%
HK$31,114
baseline
▲ 0.50% · 4.625%
HK$33,007
+HK$1,893/mo
Deposit HK$2.14M · loan HK$6.42M · min. income ≈ HK$62,228/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$256,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,571
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$33,445
−HK$886/mo
Today · 4.125%
HK$34,331
baseline
▲ 0.50% · 4.625%
HK$36,140
+HK$1,809/mo
Deposit HK$2.14M · loan HK$6.42M · min. income ≈ HK$68,662/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$256,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,229
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$32,201
−HK$987/mo
Today · 4.125%
HK$33,188
baseline
▲ 0.50% · 4.625%
HK$35,207
+HK$2,019/mo
Deposit HK$1.71M · loan HK$6.85M · min. income ≈ HK$66,376/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$256,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,742
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$35,674
−HK$945/mo
Today · 4.125%
HK$36,619
baseline
▲ 0.50% · 4.625%
HK$38,550
+HK$1,931/mo
Deposit HK$1.71M · loan HK$6.85M · min. income ≈ HK$73,238/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$256,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,181
−HK$2,081/mo
▼ 0.25% · 3.875%
HK$34,213
−HK$1,049/mo
Today · 4.125%
HK$35,262
baseline
▲ 0.50% · 4.625%
HK$37,408
+HK$2,146/mo
Deposit HK$1.28M · loan HK$7.28M · min. income ≈ HK$70,524/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,914
−HK$1,994/mo
▼ 0.25% · 3.875%
HK$37,904
−HK$1,004/mo
Today · 4.125%
HK$38,908
baseline
▲ 0.50% · 4.625%
HK$40,959
+HK$2,051/mo
Deposit HK$1.28M · loan HK$7.28M · min. income ≈ HK$77,816/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,133
−HK$2,203/mo
▼ 0.25% · 3.875%
HK$36,226
−HK$1,110/mo
Today · 4.125%
HK$37,336
baseline
▲ 0.50% · 4.625%
HK$39,608
+HK$2,272/mo
Deposit HK$856K · loan HK$7.70M · min. income ≈ HK$74,672/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,085
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$40,133
−HK$1,064/mo
Today · 4.125%
HK$41,197
baseline
▲ 0.50% · 4.625%
HK$43,368
+HK$2,171/mo
Deposit HK$856K · loan HK$7.70M · min. income ≈ HK$82,394/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,793 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).