21/F C
in LOHAS PARK PHASE 1 THE CAPITOL MONTREAL (TOWER 3 - R WING)
Tseung Kwan O (Sai Kung District) · Kowloon
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$766K, with repayments around HK$33,423/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$766K · loan HK$6.90M · min. income ≈ HK$66,846/mo (50% DSR)
Upfront cash ≈ HK$996K (deposit + AVD stamp duty HK$229,876 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway LOHAS Park Station Station.
Family-friendly — 5 schools within a 1 km walk.
Everyday convenience — 4 shopping and daily-needs spots nearby.
Healthcare close by — 1 hospital/clinics within 1 km.
Green space & leisure — 3 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 21/F
- Flat
- C
- Saleable Area
- 680 Saleable ft²
- Gross Area
- 901 ft²
- Efficiency
- 75%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-02-15 | HK$8.50M | +9.7% 3.0y · 3.0%/yr |
| 2019-02-14 | HK$7.75M | +52.0% 4.8y · 11.0%/yr |
| 2014-05-05 | HK$5.10M | +5.8% |
| 2008-03-26 | HK$4.82M | — |