Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$655K, with repayments around HK$28,557/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$655K · loan HK$5.89M · min. income ≈ HK$57,114/mo (50% DSR)
Upfront cash ≈ HK$844K (deposit + AVD stamp duty HK$189,708 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Tseung Kwan O Station Station.
Family-friendly — 54 schools within a 1 km walk.
Everyday convenience — 43 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 26 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- D
- Saleable Area
- 428 Saleable ft²
- Gross Area
- 587 ft²
- Efficiency
- 73%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-07-22 | HK$5.80M | −13.5% 5.8y · −2.0%/yr |
| 2019-10-25 | HK$6.70M | +25.0% 4.2y · 6.0%/yr |
| 2015-07-16 | HK$5.36M | +123.3% |
| 2010-01-14 | HK$2.40M | +50.0% |
| 2004-11-03 | HK$1.60M | +33.3% |
| 2003-04-14 | HK$1.20M | — |