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At today's rate and a 90% mortgage, the deposit on this unit is about HK$792K, with repayments around HK$34,536/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$792K · loan HK$7.13M · min. income ≈ HK$69,072/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$237,530 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to Mass Transit Railway Hang Hau Station Station.
Family-friendly — 49 schools within a 1 km walk.
Everyday convenience — 38 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 30 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 45/F
- Flat
- B
- Saleable Area
- 490 Saleable ft²
- Gross Area
- 657 ft²
- Efficiency
- 75%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2023-04-03 | HK$8.60M | +1.2% 3.4y · 0.0%/yr |
| 2019-12-04 | HK$8.50M | +6.2% 1.9y · 3.0%/yr |
| 2017-12-19 | HK$8.00M | +247.8% 13.7y · 18.0%/yr |
| 2004-05-03 | HK$2.30M | — |