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At today's rate and a 90% mortgage, the deposit on this unit is about HK$799K, with repayments around HK$34,837/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$799K · loan HK$7.19M · min. income ≈ HK$69,674/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,602 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Tiu Keng Leng Station Station.
Family-friendly — 33 schools within a 1 km walk.
Everyday convenience — 24 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 7 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 15/F
- Flat
- E
- Saleable Area
- 498 Saleable ft²
- Gross Area
- 683 ft²
- Efficiency
- 73%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-07-02 | HK$6.88M | −14.0% 2.4y · −6.0%/yr |
| 2022-02-09 | HK$8.00M | +122.2% 11.4y · 11.0%/yr |
| 2010-08-27 | HK$3.60M | +36.9% |
| 2005-09-13 | HK$2.63M | +8.2% |
| 2005-02-05 | HK$2.43M | +13.0% |
| 2001-08-11 | HK$2.15M | — |