12/F C

Tseung Kwan O (Sai Kung District) · Kowloon

Switch unit

Floor

1/F A 441 ft² 1/F B 363 ft² 1/F C 363 ft² 1/F D 441 ft² 1/F E 538 ft² 1/F F 366 ft² 1/F G 363 ft² 1/F H 538 ft² 2/F A 441 ft² 2/F B 363 ft² 2/F C 363 ft² 2/F D 441 ft² 2/F E 538 ft² 2/F F 363 ft² 2/F G 366 ft² 2/F H 533 ft² 3/F A 441 ft² 3/F B 363 ft² 3/F C 366 ft² 3/F D 438 ft² 3/F E 538 ft² 3/F F 366 ft² 3/F G 366 ft² 3/F H 538 ft² 4/F A 438 ft² 4/F B 366 ft² 4/F C 363 ft² 4/F D 441 ft² 4/F E 538 ft² 4/F F 363 ft² 4/F G 363 ft² 4/F H 538 ft² 5/F A 438 ft² 5/F B 366 ft² 5/F C 366 ft² 5/F D 438 ft² 5/F E 533 ft² 5/F F 366 ft² 5/F G 363 ft² 5/F H 538 ft² 6/F B 363 ft² 6/F C 366 ft² 6/F D 441 ft² 6/F E 538 ft² 6/F F 363 ft² 6/F G 363 ft² 6/F H 538 ft² 6/F A 441 ft² 7/F A 438 ft² 7/F B 363 ft² 7/F C 366 ft² 7/F D 441 ft² 7/F E 533 ft² 7/F F 363 ft² 7/F G 366 ft² 7/F H 538 ft² 8/F A 438 ft² 8/F B 366 ft² 8/F C 366 ft² 8/F D 441 ft² 8/F E 533 ft² 8/F F 363 ft² 8/F G 363 ft² 8/F H 538 ft² 9/F A 441 ft² 9/F B 363 ft² 9/F C 363 ft² 9/F D 441 ft² 9/F E 538 ft² 9/F F 366 ft² 9/F G 363 ft² 9/F H 538 ft² 10/F A 441 ft² 10/F B 363 ft² 10/F C 363 ft² 10/F D 441 ft² 10/F E 538 ft² 10/F F 363 ft² 10/F G 366 ft² 10/F H 538 ft² 11/F A 438 ft² 11/F B 366 ft² 11/F C 363 ft² 11/F D 438 ft² 11/F E 538 ft² 11/F F 366 ft² 11/F G 363 ft² 11/F H 538 ft² 12/F A 441 ft² 12/F B 363 ft² 12/F C 363 ft² 12/F D 438 ft² 12/F E 538 ft² 12/F F 363 ft² 12/F G 363 ft² 12/F H 533 ft² 13/F A 441 ft² 13/F B 366 ft² 13/F C 363 ft² 13/F D 441 ft² 13/F E 533 ft² 13/F F 366 ft² 13/F G 363 ft² 13/F H 538 ft² 14/F A 438 ft² 14/F B 363 ft² 14/F C 363 ft² 14/F D 438 ft² 14/F E 533 ft² 14/F F 363 ft² 14/F G 363 ft² 14/F H 533 ft² 15/F A 438 ft² 15/F B 366 ft² 15/F C 363 ft² 15/F D 441 ft² 15/F E 538 ft² 15/F F 363 ft² 15/F G 363 ft² 15/F H 533 ft² 16/F A 441 ft² 16/F B 363 ft² 16/F C 366 ft² 16/F D 438 ft² 16/F E 533 ft² 16/F F 366 ft² 16/F G 366 ft² 16/F H 538 ft² 17/F A 441 ft² 17/F B 363 ft² 17/F C 363 ft² 17/F D 441 ft² 17/F E 538 ft² 17/F F 363 ft² 17/F G 363 ft² 17/F H 538 ft² 18/F A 441 ft² 18/F B 363 ft² 18/F C 363 ft² 18/F D 441 ft² 18/F E 538 ft² 18/F F 363 ft² 18/F G 363 ft² 18/F H 538 ft² 19/F A 441 ft² 19/F B 363 ft² 19/F C 366 ft² 19/F D 441 ft² 19/F E 538 ft² 19/F F 363 ft² 19/F G 366 ft² 19/F H 538 ft² 20/F A 441 ft² 20/F B 363 ft² 20/F C 363 ft² 20/F D 438 ft² 20/F E 538 ft² 20/F F 366 ft² 20/F G 363 ft² 20/F H 538 ft² 21/F A 441 ft² 21/F B 366 ft² 21/F C 363 ft² 21/F D 441 ft² 21/F E 538 ft² 21/F F 363 ft² 21/F G 366 ft² 21/F H 533 ft² 22/F A 441 ft² 22/F B 366 ft² 22/F C 363 ft² 22/F D 438 ft² 22/F E 538 ft² 22/F F 366 ft² 22/F G 363 ft² 22/F H 538 ft² 23/F A 438 ft² 23/F B 363 ft² 23/F C 366 ft² 23/F D 441 ft² 23/F E 538 ft² 23/F F 366 ft² 23/F G 366 ft² 23/F H 533 ft² 24/F A 441 ft² 24/F B 366 ft² 24/F C 366 ft² 24/F D 438 ft² 24/F E 538 ft² 24/F F 363 ft² 24/F G 366 ft² 24/F H 533 ft² 25/F A 438 ft² 25/F B 363 ft² 25/F C 363 ft² 25/F D 441 ft² 25/F E 533 ft² 25/F F 366 ft² 25/F G 363 ft² 25/F H 533 ft² 26/F A 441 ft² 26/F B 363 ft² 26/F C 363 ft² 26/F D 441 ft² 26/F E 538 ft² 26/F F 363 ft² 26/F G 366 ft² 26/F H 538 ft² 27/F A 441 ft² 27/F B 363 ft² 27/F C 366 ft² 27/F D 441 ft² 27/F E 538 ft² 27/F F 366 ft² 27/F G 363 ft² 27/F H 533 ft² 28/F A 441 ft² 28/F B 363 ft² 28/F C 363 ft² 28/F D 441 ft² 28/F E 538 ft² 28/F F 363 ft² 28/F G 363 ft² 28/F H 533 ft² 29/F A 441 ft² 29/F B 363 ft² 29/F C 363 ft² 29/F D 438 ft² 29/F E 538 ft² 29/F F 363 ft² 29/F G 366 ft² 29/F H 538 ft² 30/F A 441 ft² 30/F B 363 ft² 30/F C 363 ft² 30/F D 441 ft² 30/F E 533 ft² 30/F F 366 ft² 30/F G 363 ft² 30/F H 538 ft² 31/F A 438 ft² 31/F B 363 ft² 31/F C 363 ft² 31/F D 441 ft² 31/F E 533 ft² 31/F F 366 ft² 31/F G 366 ft² 31/F H 533 ft² 32/F A 441 ft² 32/F B 363 ft² 32/F C 363 ft² 32/F D 438 ft² 32/F E 538 ft² 32/F F 363 ft² 32/F G 366 ft² 32/F H 533 ft² 33/F A 441 ft² 33/F B 366 ft² 33/F C 363 ft² 33/F D 441 ft² 33/F E 538 ft² 33/F F 363 ft² 33/F G 366 ft² 33/F H 533 ft² 34/F A 438 ft² 34/F B 366 ft² 34/F C 363 ft² 34/F D 441 ft² 34/F E 533 ft² 34/F F 363 ft² 34/F G 366 ft² 34/F H 533 ft² 35/F A 441 ft² 35/F B 366 ft² 35/F C 363 ft² 35/F D 441 ft² 35/F E 538 ft² 35/F F 366 ft² 35/F G 363 ft² 35/F H 533 ft² 36/F A 441 ft² 36/F B 366 ft² 36/F C 363 ft² 36/F D 441 ft² 36/F E 533 ft² 36/F F 363 ft² 36/F G 366 ft² 36/F H 538 ft² 37/F A 438 ft² 37/F B 363 ft² 37/F C 366 ft² 37/F D 438 ft² 37/F E 538 ft² 37/F F 366 ft² 37/F G 363 ft² 37/F H 538 ft² 38/F A 441 ft² 38/F B 363 ft² 38/F C 363 ft² 38/F D 441 ft² 38/F E 538 ft² 38/F F 363 ft² 38/F G 363 ft² 38/F H 538 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$5.78M

≈ HK$15,932 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$578K, with repayments around HK$25,225/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$23,737

−HK$1,488/mo

▼ 0.25% · 3.875%

HK$24,475

−HK$750/mo

Today · 4.125%

HK$25,225

baseline

▲ 0.50% · 4.625%

HK$26,760

+HK$1,535/mo

Deposit HK$578K · loan HK$5.20M · min. income ≈ HK$50,450/mo (50% DSR)

Upfront cash ≈ HK$708K (deposit + AVD stamp duty HK$130,121 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Po Lam Station

≈ 2 min walk · 108 m

Education

schools within 1 km (17 within 500 m)

Daily convenience

within 1 km (18 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 2 min walk to Mass Transit Railway Po Lam Station Station.

Family-friendly — 36 schools within a 1 km walk.

Everyday convenience — 25 shopping and daily-needs spots nearby.

Healthcare close by — 2 hospitals/clinics within 1 km.

Green space & leisure — 27 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 12/F
Flat: C
Saleable Area: 363 Saleable ft²
Gross Area: 515 ft²
Efficiency: 70%
District: Tseung Kwan O (Sai Kung District) · Kowloon
School net (POA): 95

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2026-03-24	HK$5.71M	+10.9% 2.1y · 5.0%/yr	HK$15,730	HK$11,087
2024-02-01	HK$5.15M	−14.2% 3.2y · −4.0%/yr	HK$14,187	HK$10,000
2020-11-17	HK$6.00M	+21.5% 4.1y · 5.0%/yr	HK$16,529	HK$11,650
2016-10-07	HK$4.94M	+131.8% 6.9y · 19.0%/yr	HK$13,603	HK$9,588
2009-11-19	HK$2.13M	+26.8%	HK$5,868	HK$4,136
2007-09-17	HK$1.68M	+19.1%	HK$4,628	HK$3,262
2004-09-04	HK$1.41M	−14.5%	HK$3,884	HK$2,738
1998-10-14	HK$1.65M	—	HK$4,546	HK$3,204

Other appraised units in this building

Data sourced from Renavon.com