20/F B

in Lohas Park Phase 11B Villa Garda I Tower 1 (1A)

Sai Kung District · New Territories East

Switch unit

Floor

9/F A 410 ft² 9/F B 680 ft² 9/F C 410 ft² 9/F D 291 ft² 9/F E 417 ft² 9/F F 459 ft² 9/F G 417 ft² 10/F A 448 ft² 10/F B 721 ft² 10/F C 448 ft² 10/F D 329 ft² 10/F E 455 ft² 10/F F 459 ft² 10/F G 455 ft² 12/F A 448 ft² 12/F B 721 ft² 12/F C 448 ft² 12/F D 329 ft² 12/F E 455 ft² 12/F F 459 ft² 12/F G 455 ft² 15/F A 448 ft² 15/F B 721 ft² 15/F C 448 ft² 15/F D 329 ft² 15/F E 455 ft² 15/F F 460 ft² 15/F G 455 ft² 16/F A 448 ft² 16/F B 721 ft² 16/F C 448 ft² 16/F D 329 ft² 16/F E 455 ft² 16/F F 459 ft² 16/F G 455 ft² 17/F A 448 ft² 17/F B 721 ft² 17/F C 448 ft² 17/F D 329 ft² 17/F E 455 ft² 17/F F 459 ft² 17/F G 455 ft² 18/F A 448 ft² 18/F B 721 ft² 18/F C 448 ft² 18/F D 329 ft² 18/F E 455 ft² 18/F F 459 ft² 18/F G 455 ft² 19/F A 448 ft² 19/F B 721 ft² 19/F C 448 ft² 19/F D 329 ft² 19/F E 455 ft² 19/F F 459 ft² 19/F G 455 ft² 20/F A 448 ft² 20/F B 721 ft² 20/F C 448 ft² 20/F D 329 ft² 20/F E 455 ft² 20/F F 459 ft² 20/F G 455 ft² 21/F A 448 ft² 21/F B 721 ft² 21/F C 448 ft² 21/F D 329 ft² 21/F E 455 ft² 21/F F 459 ft² 21/F G 455 ft² 22/F A 448 ft² 22/F B 721 ft² 22/F C 448 ft² 22/F D 329 ft² 22/F E 455 ft² 22/F F 459 ft² 22/F G 455 ft² 23/F A 448 ft² 23/F B 721 ft² 23/F C 448 ft² 23/F D 329 ft² 23/F E 455 ft² 23/F F 459 ft² 23/F G 455 ft² 25/F A 448 ft² 25/F B 721 ft² 25/F C 448 ft² 25/F D 329 ft² 25/F E 455 ft² 25/F F 459 ft² 25/F G 455 ft² 26/F A 448 ft² 26/F B 721 ft² 26/F C 448 ft² 26/F D 329 ft² 26/F E 455 ft² 26/F F 459 ft² 26/F G 455 ft² 27/F A 448 ft² 27/F B 721 ft² 27/F C 448 ft² 27/F D 329 ft² 27/F E 455 ft² 27/F F 459 ft² 27/F G 455 ft² 28/F A 448 ft² 28/F B 721 ft² 28/F C 448 ft² 28/F D 329 ft² 28/F E 455 ft² 28/F F 459 ft² 28/F G 455 ft² 29/F A 448 ft² 29/F B 721 ft² 29/F C 448 ft² 29/F D 329 ft² 29/F E 455 ft² 29/F F 459 ft² 29/F G 455 ft² 30/F A 448 ft² 30/F B 721 ft² 30/F C 448 ft² 30/F D 329 ft² 30/F E 455 ft² 30/F F 459 ft² 30/F G 455 ft² 31/F A 448 ft² 31/F B 721 ft² 31/F C 448 ft² 31/F D 329 ft² 31/F E 455 ft² 31/F F 459 ft² 31/F G 455 ft² 32/F A 448 ft² 32/F B 721 ft² 32/F C 448 ft² 32/F D 329 ft² 32/F E 455 ft² 32/F F 459 ft² 32/F G 455 ft² 33/F A 448 ft² 33/F B 721 ft² 33/F C 448 ft² 33/F D 329 ft² 33/F E 455 ft² 33/F F 459 ft² 33/F G 455 ft² 35/F A 448 ft² 35/F B 721 ft² 35/F C 448 ft² 35/F D 329 ft² 35/F E 455 ft² 35/F F 459 ft² 35/F G 455 ft² 36/F A 448 ft² 36/F B 721 ft² 36/F C 448 ft² 36/F D 329 ft² 36/F E 455 ft² 36/F F 459 ft² 36/F G 455 ft² 37/F A 448 ft² 37/F B 721 ft² 37/F C 448 ft² 37/F D 329 ft² 37/F E 455 ft² 37/F F 459 ft² 37/F G 455 ft² 38/F A 448 ft² 38/F B 721 ft² 38/F C 448 ft² 38/F D 329 ft² 38/F E 455 ft² 38/F F 459 ft² 38/F G 455 ft² 39/F A 448 ft² 39/F B 721 ft² 39/F C 448 ft² 39/F D 329 ft² 39/F E 455 ft² 39/F F 459 ft² 39/F G 455 ft² 41/F A 448 ft² 41/F B 721 ft² 41/F C 448 ft² 41/F D 329 ft² 41/F E 455 ft² 41/F F 459 ft² 41/F G 455 ft² 42/F A 448 ft² 42/F B 721 ft² 42/F C 448 ft² 42/F D 329 ft² 42/F E 455 ft² 42/F F 459 ft² 42/F G 455 ft² 43/F A 448 ft² 43/F B 721 ft² 43/F C 448 ft² 43/F D 329 ft² 43/F E 455 ft² 43/F F 459 ft² 43/F G 455 ft² 45/F A 448 ft² 45/F B 721 ft² 45/F C 448 ft² 45/F D 329 ft² 45/F E 455 ft² 45/F F 459 ft² 45/F G 455 ft² 46/F A 448 ft² 46/F B 721 ft² 46/F C 448 ft² 46/F D 329 ft² 46/F E 455 ft² 46/F F 459 ft² 46/F G 455 ft² 47/F A 448 ft² 47/F B 721 ft² 47/F C 448 ft² 47/F D 329 ft² 47/F E 455 ft² 47/F F 459 ft² 47/F G 455 ft² 48/F A 448 ft² 48/F B 721 ft² 48/F C 448 ft² 48/F D 329 ft² 48/F E 455 ft² 48/F F 459 ft² 48/F G 455 ft² 49/F A 448 ft² 49/F B 721 ft² 49/F C 448 ft² 49/F D 329 ft² 49/F E 455 ft² 49/F F 459 ft² 49/F G 455 ft² 50/F A 448 ft² 50/F B 721 ft² 50/F C 448 ft² 50/F D 329 ft² 50/F E 455 ft² 50/F F 459 ft² 50/F G 455 ft² 51/F A 448 ft² 51/F B 721 ft² 51/F C 448 ft² 51/F D 329 ft² 51/F E 455 ft² 51/F F 459 ft² 51/F G 455 ft² 52/F A 448 ft² 52/F B 721 ft² 52/F C 448 ft² 52/F D 329 ft² 52/F E 455 ft² 52/F F 459 ft² 52/F G 455 ft² 53/F A 448 ft² 53/F B 721 ft² 53/F C 448 ft² 53/F D 329 ft² 53/F E 455 ft² 53/F F 459 ft² 53/F G 455 ft² 55/F A 448 ft² 55/F B 721 ft² 55/F C 448 ft² 55/F D 329 ft² 55/F E 455 ft² 55/F F 459 ft² 55/F G 455 ft² 56/F A 448 ft² 56/F B 721 ft² 56/F C 448 ft² 56/F D 329 ft² 56/F E 455 ft² 56/F F 459 ft² 56/F G 455 ft² 57/F A 448 ft² 57/F B 721 ft² 57/F C 448 ft² 57/F D 329 ft² 57/F E 455 ft² 57/F F 459 ft² 57/F G 455 ft² 58/F A 448 ft² 58/F B 721 ft² 58/F C 448 ft² 58/F D 329 ft² 58/F E 455 ft² 58/F F 459 ft² 58/F G 455 ft² 59/F A 448 ft² 59/F B 721 ft² 59/F C 448 ft² 59/F D 329 ft² 59/F E 455 ft² 59/F F 459 ft² 59/F G 455 ft² 60/F A 448 ft² 60/F B 721 ft² 60/F C 448 ft² 60/F D 329 ft² 60/F E 455 ft² 60/F F 459 ft² 60/F G 455 ft² 61/F A 448 ft² 61/F B 721 ft² 61/F C 448 ft² 61/F D 329 ft² 61/F E 455 ft² 61/F F 459 ft² 61/F G 455 ft² 62/F A 897 ft² 62/F C 426 ft² 62/F D 329 ft² 62/F E 453 ft²

Crescira AVM · estimated value ● Medium confidence

HK$14.37M

≈ HK$19,928 / ft² saleable · updated 2026-08-01

Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.31M, with repayments around HK$48,745/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

Prime Rate (P-plan) · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV 70%

Term

▼ 0.50% · 3.625%

HK$45,869

−HK$2,876/mo

▼ 0.25% · 3.875%

HK$47,296

−HK$1,449/mo

Today · 4.125%

HK$48,745

baseline

▲ 0.50% · 4.625%

HK$51,711

+HK$2,966/mo

Deposit HK$4.31M · loan HK$10.06M · min. income ≈ HK$97,490/mo (50% DSR)

Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$538,815 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor: 20/F
Flat: B
Saleable Area: 721 ft²
District: Sai Kung District · New Territories East
School net (POA): 95

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2022-07-28	HK$12.41M	—	HK$17,211	—

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

LOHAS Park

≈ 1 min walk · 55 m

Education

schools within 1 km (6 within 500 m)

Daily convenience

within 1 km (4 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 1 min walk to LOHAS Park Station (a rail station within an 8-min walk earns this label).

Family-friendly — 7 schools within a 1 km walk.

Everyday convenience — 4 shopping and daily-needs spots nearby.

Green space & leisure — 3 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com