▼ 0.50% · 3.625%
HK$21,261
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$21,922
−HK$672/mo
Today · 4.125%
HK$22,594
baseline
▲ 0.50% · 4.625%
HK$23,969
+HK$1,375/mo
Deposit HK$4.66M · loan HK$4.66M · min. income ≈ HK$45,188/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$302,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,652
−HK$1,278/mo
▼ 0.25% · 3.875%
HK$24,287
−HK$643/mo
Today · 4.125%
HK$24,930
baseline
▲ 0.50% · 4.625%
HK$26,244
+HK$1,314/mo
Deposit HK$4.66M · loan HK$4.66M · min. income ≈ HK$49,860/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$302,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,387
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$24,114
−HK$739/mo
Today · 4.125%
HK$24,853
baseline
▲ 0.50% · 4.625%
HK$26,366
+HK$1,513/mo
Deposit HK$4.20M · loan HK$5.13M · min. income ≈ HK$49,706/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$302,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,018
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$26,715
−HK$708/mo
Today · 4.125%
HK$27,423
baseline
▲ 0.50% · 4.625%
HK$28,869
+HK$1,446/mo
Deposit HK$4.20M · loan HK$5.13M · min. income ≈ HK$54,846/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$302,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,513
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$26,307
−HK$806/mo
Today · 4.125%
HK$27,113
baseline
▲ 0.50% · 4.625%
HK$28,763
+HK$1,650/mo
Deposit HK$3.73M · loan HK$5.59M · min. income ≈ HK$54,226/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$302,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,383
−HK$1,533/mo
▼ 0.25% · 3.875%
HK$29,144
−HK$772/mo
Today · 4.125%
HK$29,916
baseline
▲ 0.50% · 4.625%
HK$31,493
+HK$1,577/mo
Deposit HK$3.73M · loan HK$5.59M · min. income ≈ HK$59,832/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$302,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,639
−HK$1,733/mo
▼ 0.25% · 3.875%
HK$28,499
−HK$873/mo
Today · 4.125%
HK$29,372
baseline
▲ 0.50% · 4.625%
HK$31,160
+HK$1,788/mo
Deposit HK$3.26M · loan HK$6.06M · min. income ≈ HK$58,744/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$302,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,748
−HK$1,661/mo
▼ 0.25% · 3.875%
HK$31,573
−HK$836/mo
Today · 4.125%
HK$32,409
baseline
▲ 0.50% · 4.625%
HK$34,118
+HK$1,709/mo
Deposit HK$3.26M · loan HK$6.06M · min. income ≈ HK$64,818/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$302,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,765
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$30,691
−HK$941/mo
Today · 4.125%
HK$31,632
baseline
▲ 0.50% · 4.625%
HK$33,556
+HK$1,924/mo
Deposit HK$2.80M · loan HK$6.53M · min. income ≈ HK$63,264/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$302,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,113
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$34,002
−HK$900/mo
Today · 4.125%
HK$34,902
baseline
▲ 0.50% · 4.625%
HK$36,742
+HK$1,840/mo
Deposit HK$2.80M · loan HK$6.53M · min. income ≈ HK$69,804/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$302,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,891
−HK$2,000/mo
▼ 0.25% · 3.875%
HK$32,883
−HK$1,008/mo
Today · 4.125%
HK$33,891
baseline
▲ 0.50% · 4.625%
HK$35,953
+HK$2,062/mo
Deposit HK$2.33M · loan HK$6.99M · min. income ≈ HK$67,782/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$302,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,479
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$36,430
−HK$965/mo
Today · 4.125%
HK$37,395
baseline
▲ 0.50% · 4.625%
HK$39,367
+HK$1,972/mo
Deposit HK$2.33M · loan HK$6.99M · min. income ≈ HK$74,790/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$302,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,017
−HK$2,134/mo
▼ 0.25% · 3.875%
HK$35,075
−HK$1,076/mo
Today · 4.125%
HK$36,151
baseline
▲ 0.50% · 4.625%
HK$38,350
+HK$2,199/mo
Deposit HK$1.86M · loan HK$7.46M · min. income ≈ HK$72,302/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$302,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,844
−HK$2,045/mo
▼ 0.25% · 3.875%
HK$38,859
−HK$1,030/mo
Today · 4.125%
HK$39,889
baseline
▲ 0.50% · 4.625%
HK$41,991
+HK$2,102/mo
Deposit HK$1.86M · loan HK$7.46M · min. income ≈ HK$79,778/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$302,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,143
−HK$2,267/mo
▼ 0.25% · 3.875%
HK$37,268
−HK$1,142/mo
Today · 4.125%
HK$38,410
baseline
▲ 0.50% · 4.625%
HK$40,747
+HK$2,337/mo
Deposit HK$1.40M · loan HK$7.93M · min. income ≈ HK$76,820/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$302,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,209
−HK$2,173/mo
▼ 0.25% · 3.875%
HK$41,288
−HK$1,094/mo
Today · 4.125%
HK$42,382
baseline
▲ 0.50% · 4.625%
HK$44,616
+HK$2,234/mo
Deposit HK$1.40M · loan HK$7.93M · min. income ≈ HK$84,764/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$302,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,269
−HK$2,400/mo
▼ 0.25% · 3.875%
HK$39,460
−HK$1,209/mo
Today · 4.125%
HK$40,669
baseline
▲ 0.50% · 4.625%
HK$43,144
+HK$2,475/mo
Deposit HK$932K · loan HK$8.39M · min. income ≈ HK$81,338/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$302,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,574
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$43,716
−HK$1,159/mo
Today · 4.125%
HK$44,875
baseline
▲ 0.50% · 4.625%
HK$47,240
+HK$2,365/mo
Deposit HK$932K · loan HK$8.39M · min. income ≈ HK$89,750/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$302,388 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).