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At today's rate and a 90% mortgage, the deposit on this unit is about HK$744K, with repayments around HK$32,438/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$744K · loan HK$6.69M · min. income ≈ HK$64,876/mo (50% DSR)
Upfront cash ≈ HK$967K (deposit + AVD stamp duty HK$223,101 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Tseung Kwan O Station Station.
Family-friendly — 50 schools within a 1 km walk.
Everyday convenience — 37 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 24 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 13/F
- Flat
- C
- Saleable Area
- 451 Saleable ft²
- Gross Area
- 615 ft²
- Efficiency
- 73%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-06-15 | HK$7.38M | +19.4% 9.5y |
| 2016-12-13 | HK$6.18M | +48.6% 4.3y · 12.0%/yr |
| 2012-09-04 | HK$4.16M | +91.7% |
| 2007-10-24 | HK$2.17M | +22.6% |
| 2004-08-26 | HK$1.77M | +35.1% |
| 2003-04-15 | HK$1.31M | — |