▼ 0.50% · 3.625%
HK$16,171
−HK$1,014/mo
▼ 0.25% · 3.875%
HK$16,674
−HK$511/mo
Today · 4.125%
HK$17,185
baseline
▲ 0.50% · 4.625%
HK$18,230
+HK$1,045/mo
Deposit HK$3.55M · loan HK$3.55M · min. income ≈ HK$34,370/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$212,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,990
−HK$972/mo
▼ 0.25% · 3.875%
HK$18,472
−HK$490/mo
Today · 4.125%
HK$18,962
baseline
▲ 0.50% · 4.625%
HK$19,961
+HK$999/mo
Deposit HK$3.55M · loan HK$3.55M · min. income ≈ HK$37,924/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$212,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,788
−HK$1,115/mo
▼ 0.25% · 3.875%
HK$18,341
−HK$562/mo
Today · 4.125%
HK$18,903
baseline
▲ 0.50% · 4.625%
HK$20,053
+HK$1,150/mo
Deposit HK$3.19M · loan HK$3.90M · min. income ≈ HK$37,806/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$212,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,789
−HK$1,069/mo
▼ 0.25% · 3.875%
HK$20,319
−HK$539/mo
Today · 4.125%
HK$20,858
baseline
▲ 0.50% · 4.625%
HK$21,957
+HK$1,099/mo
Deposit HK$3.19M · loan HK$3.90M · min. income ≈ HK$41,716/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$212,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,405
−HK$1,217/mo
▼ 0.25% · 3.875%
HK$20,008
−HK$614/mo
Today · 4.125%
HK$20,622
baseline
▲ 0.50% · 4.625%
HK$21,876
+HK$1,254/mo
Deposit HK$2.84M · loan HK$4.25M · min. income ≈ HK$41,244/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$212,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,588
−HK$1,166/mo
▼ 0.25% · 3.875%
HK$22,167
−HK$587/mo
Today · 4.125%
HK$22,754
baseline
▲ 0.50% · 4.625%
HK$23,953
+HK$1,199/mo
Deposit HK$2.84M · loan HK$4.25M · min. income ≈ HK$45,508/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$212,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,022
−HK$1,318/mo
▼ 0.25% · 3.875%
HK$21,676
−HK$664/mo
Today · 4.125%
HK$22,340
baseline
▲ 0.50% · 4.625%
HK$23,699
+HK$1,359/mo
Deposit HK$2.48M · loan HK$4.61M · min. income ≈ HK$44,680/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$212,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,387
−HK$1,263/mo
▼ 0.25% · 3.875%
HK$24,014
−HK$636/mo
Today · 4.125%
HK$24,650
baseline
▲ 0.50% · 4.625%
HK$25,949
+HK$1,299/mo
Deposit HK$2.48M · loan HK$4.61M · min. income ≈ HK$49,300/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$212,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,639
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$23,343
−HK$716/mo
Today · 4.125%
HK$24,059
baseline
▲ 0.50% · 4.625%
HK$25,522
+HK$1,463/mo
Deposit HK$2.13M · loan HK$4.96M · min. income ≈ HK$48,118/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$212,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,185
−HK$1,361/mo
▼ 0.25% · 3.875%
HK$25,861
−HK$685/mo
Today · 4.125%
HK$26,546
baseline
▲ 0.50% · 4.625%
HK$27,945
+HK$1,399/mo
Deposit HK$2.13M · loan HK$4.96M · min. income ≈ HK$53,092/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$212,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,256
−HK$1,521/mo
▼ 0.25% · 3.875%
HK$25,010
−HK$767/mo
Today · 4.125%
HK$25,777
baseline
▲ 0.50% · 4.625%
HK$27,345
+HK$1,568/mo
Deposit HK$1.77M · loan HK$5.32M · min. income ≈ HK$51,554/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$212,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,984
−HK$1,458/mo
▼ 0.25% · 3.875%
HK$27,708
−HK$734/mo
Today · 4.125%
HK$28,442
baseline
▲ 0.50% · 4.625%
HK$29,942
+HK$1,500/mo
Deposit HK$1.77M · loan HK$5.32M · min. income ≈ HK$56,884/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$212,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,873
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$26,678
−HK$817/mo
Today · 4.125%
HK$27,495
baseline
▲ 0.50% · 4.625%
HK$29,168
+HK$1,673/mo
Deposit HK$1.42M · loan HK$5.67M · min. income ≈ HK$54,990/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$212,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,783
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$29,555
−HK$784/mo
Today · 4.125%
HK$30,339
baseline
▲ 0.50% · 4.625%
HK$31,938
+HK$1,599/mo
Deposit HK$1.42M · loan HK$5.67M · min. income ≈ HK$60,678/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$212,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,490
−HK$1,724/mo
▼ 0.25% · 3.875%
HK$28,345
−HK$869/mo
Today · 4.125%
HK$29,214
baseline
▲ 0.50% · 4.625%
HK$30,991
+HK$1,777/mo
Deposit HK$1.06M · loan HK$6.03M · min. income ≈ HK$58,428/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$212,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,582
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$31,403
−HK$832/mo
Today · 4.125%
HK$32,235
baseline
▲ 0.50% · 4.625%
HK$33,934
+HK$1,699/mo
Deposit HK$1.06M · loan HK$6.03M · min. income ≈ HK$64,470/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$212,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,107
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$30,012
−HK$920/mo
Today · 4.125%
HK$30,932
baseline
▲ 0.50% · 4.625%
HK$32,815
+HK$1,883/mo
Deposit HK$709K · loan HK$6.38M · min. income ≈ HK$61,864/mo (50% DSR)
Upfront cash ≈ HK$922K (deposit + AVD stamp duty HK$212,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,381
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$33,250
−HK$881/mo
Today · 4.125%
HK$34,131
baseline
▲ 0.50% · 4.625%
HK$35,930
+HK$1,799/mo
Deposit HK$709K · loan HK$6.38M · min. income ≈ HK$68,262/mo (50% DSR)
Upfront cash ≈ HK$922K (deposit + AVD stamp duty HK$212,748 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).