Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$720K, with repayments around HK$31,417/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$720K · loan HK$6.48M · min. income ≈ HK$62,834/mo (50% DSR)
Upfront cash ≈ HK$936K (deposit + AVD stamp duty HK$216,083 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Tseung Kwan O Station Station.
Family-friendly — 54 schools within a 1 km walk.
Everyday convenience — 43 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 26 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 45/F
- Flat
- E
- Saleable Area
- 414 Saleable ft²
- Gross Area
- 569 ft²
- Efficiency
- 73%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-04-20 | HK$8.10M | +35.0% 4.2y · 8.0%/yr |
| 2017-02-20 | HK$6.00M | +69.4% 5.6y · 13.0%/yr |
| 2011-07-14 | HK$3.54M | +48.7% |
| 2009-08-25 | HK$2.38M | +36.8% |
| 2004-09-02 | HK$1.74M | +38.1% |
| 2003-04-17 | HK$1.26M | — |