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At today's rate and a 90% mortgage, the deposit on this unit is about HK$813K, with repayments around HK$35,469/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$813K · loan HK$7.32M · min. income ≈ HK$70,938/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$243,948 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Po Lam Station Station.
Family-friendly — 36 schools within a 1 km walk.
Everyday convenience — 25 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 27 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- G
- Saleable Area
- 626 Saleable ft²
- Gross Area
- 866 ft²
- Efficiency
- 72%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-03-21 | HK$7.60M | −10.1% 3.5y · −3.0%/yr |
| 2020-10-07 | HK$8.45M | +136.7% 10.2y · 13.0%/yr |
| 2010-08-10 | HK$3.57M | +8.5% |
| 2008-05-08 | HK$3.29M | +28.0% |
| 2007-11-01 | HK$2.57M | +7.5% |
| 2000-08-16 | HK$2.39M | — |