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At today's rate and a 90% mortgage, the deposit on this unit is about HK$811K, with repayments around HK$35,372/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$811K · loan HK$7.30M · min. income ≈ HK$70,744/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$243,281 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Tseung Kwan O Station Station.
Family-friendly — 51 schools within a 1 km walk.
Everyday convenience — 39 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 17 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 49/F
- Flat
- H
- Saleable Area
- 465 Saleable ft²
- Gross Area
- 617 ft²
- Efficiency
- 75%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-11-22 | HK$7.30M | −11.8% 1.9y · −6.0%/yr |
| 2022-12-09 | HK$8.28M | −0.8% 3.5y · 0.0%/yr |
| 2019-06-20 | HK$8.35M | +42.7% 3.1y · 14.0%/yr |
| 2016-05-13 | HK$5.85M | +238.2% 13.1y · 18.0%/yr |
| 2003-04-11 | HK$1.73M | — |