▼ 0.50% · 3.625%
HK$21,426
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$22,092
−HK$677/mo
Today · 4.125%
HK$22,769
baseline
▲ 0.50% · 4.625%
HK$24,155
+HK$1,386/mo
Deposit HK$4.70M · loan HK$4.70M · min. income ≈ HK$45,538/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$309,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,836
−HK$1,288/mo
▼ 0.25% · 3.875%
HK$24,475
−HK$649/mo
Today · 4.125%
HK$25,124
baseline
▲ 0.50% · 4.625%
HK$26,448
+HK$1,324/mo
Deposit HK$4.70M · loan HK$4.70M · min. income ≈ HK$50,248/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$309,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,568
−HK$1,478/mo
▼ 0.25% · 3.875%
HK$24,301
−HK$745/mo
Today · 4.125%
HK$25,046
baseline
▲ 0.50% · 4.625%
HK$26,570
+HK$1,524/mo
Deposit HK$4.23M · loan HK$5.17M · min. income ≈ HK$50,092/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$309,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,220
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$26,923
−HK$713/mo
Today · 4.125%
HK$27,636
baseline
▲ 0.50% · 4.625%
HK$29,093
+HK$1,457/mo
Deposit HK$4.23M · loan HK$5.17M · min. income ≈ HK$55,272/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$309,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,711
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$26,511
−HK$812/mo
Today · 4.125%
HK$27,323
baseline
▲ 0.50% · 4.625%
HK$28,986
+HK$1,663/mo
Deposit HK$3.76M · loan HK$5.64M · min. income ≈ HK$54,646/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$309,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,603
−HK$1,545/mo
▼ 0.25% · 3.875%
HK$29,370
−HK$778/mo
Today · 4.125%
HK$30,148
baseline
▲ 0.50% · 4.625%
HK$31,738
+HK$1,590/mo
Deposit HK$3.76M · loan HK$5.64M · min. income ≈ HK$60,296/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$309,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,853
−HK$1,747/mo
▼ 0.25% · 3.875%
HK$28,720
−HK$880/mo
Today · 4.125%
HK$29,600
baseline
▲ 0.50% · 4.625%
HK$31,401
+HK$1,801/mo
Deposit HK$3.29M · loan HK$6.11M · min. income ≈ HK$59,200/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$309,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,987
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$31,818
−HK$843/mo
Today · 4.125%
HK$32,661
baseline
▲ 0.50% · 4.625%
HK$34,382
+HK$1,721/mo
Deposit HK$3.29M · loan HK$6.11M · min. income ≈ HK$65,322/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$309,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,996
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$30,929
−HK$948/mo
Today · 4.125%
HK$31,877
baseline
▲ 0.50% · 4.625%
HK$33,817
+HK$1,940/mo
Deposit HK$2.82M · loan HK$6.58M · min. income ≈ HK$63,754/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$309,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,370
−HK$1,803/mo
▼ 0.25% · 3.875%
HK$34,265
−HK$908/mo
Today · 4.125%
HK$35,173
baseline
▲ 0.50% · 4.625%
HK$37,027
+HK$1,854/mo
Deposit HK$2.82M · loan HK$6.58M · min. income ≈ HK$70,346/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$309,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,139
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$33,138
−HK$1,016/mo
Today · 4.125%
HK$34,154
baseline
▲ 0.50% · 4.625%
HK$36,232
+HK$2,078/mo
Deposit HK$2.35M · loan HK$7.05M · min. income ≈ HK$68,308/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$309,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,754
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$36,713
−HK$973/mo
Today · 4.125%
HK$37,686
baseline
▲ 0.50% · 4.625%
HK$39,672
+HK$1,986/mo
Deposit HK$2.35M · loan HK$7.05M · min. income ≈ HK$75,372/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$309,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,281
−HK$2,150/mo
▼ 0.25% · 3.875%
HK$35,348
−HK$1,083/mo
Today · 4.125%
HK$36,431
baseline
▲ 0.50% · 4.625%
HK$38,648
+HK$2,217/mo
Deposit HK$1.88M · loan HK$7.52M · min. income ≈ HK$72,862/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$309,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,137
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$39,160
−HK$1,038/mo
Today · 4.125%
HK$40,198
baseline
▲ 0.50% · 4.625%
HK$42,317
+HK$2,119/mo
Deposit HK$1.88M · loan HK$7.52M · min. income ≈ HK$80,396/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$309,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,424
−HK$2,284/mo
▼ 0.25% · 3.875%
HK$37,557
−HK$1,151/mo
Today · 4.125%
HK$38,708
baseline
▲ 0.50% · 4.625%
HK$41,063
+HK$2,355/mo
Deposit HK$1.41M · loan HK$7.99M · min. income ≈ HK$77,416/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$309,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,521
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$41,608
−HK$1,102/mo
Today · 4.125%
HK$42,710
baseline
▲ 0.50% · 4.625%
HK$44,962
+HK$2,252/mo
Deposit HK$1.41M · loan HK$7.99M · min. income ≈ HK$85,420/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$309,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,566
−HK$2,419/mo
▼ 0.25% · 3.875%
HK$39,766
−HK$1,219/mo
Today · 4.125%
HK$40,985
baseline
▲ 0.50% · 4.625%
HK$43,479
+HK$2,494/mo
Deposit HK$940K · loan HK$8.46M · min. income ≈ HK$81,970/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$309,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,905
−HK$2,318/mo
▼ 0.25% · 3.875%
HK$44,055
−HK$1,168/mo
Today · 4.125%
HK$45,223
baseline
▲ 0.50% · 4.625%
HK$47,606
+HK$2,383/mo
Deposit HK$940K · loan HK$8.46M · min. income ≈ HK$90,446/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$309,620 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).