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At today's rate and a 90% mortgage, the deposit on this unit is about HK$693K, with repayments around HK$30,208/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$693K · loan HK$6.23M · min. income ≈ HK$60,416/mo (50% DSR)
Upfront cash ≈ HK$900K (deposit + AVD stamp duty HK$207,766 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Tseung Kwan O Station Station.
Family-friendly — 49 schools within a 1 km walk.
Everyday convenience — 39 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 19 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 32/F
- Flat
- D
- Saleable Area
- 361 Saleable ft²
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-12-04 | HK$6.38M | −14.9% 2.9y · −5.0%/yr |
| 2023-01-18 | HK$7.50M | −2.3% 3.5y · −1.0%/yr |
| 2019-08-07 | HK$7.68M | +44.4% 4.8y · 9.0%/yr |
| 2014-10-31 | HK$5.32M | — |