▼ 0.50% · 3.625%
HK$19,685
−HK$1,235/mo
▼ 0.25% · 3.875%
HK$20,298
−HK$622/mo
Today · 4.125%
HK$20,920
baseline
▲ 0.50% · 4.625%
HK$22,193
+HK$1,273/mo
Deposit HK$4.32M · loan HK$4.32M · min. income ≈ HK$41,840/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$258,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,900
−HK$1,183/mo
▼ 0.25% · 3.875%
HK$22,487
−HK$596/mo
Today · 4.125%
HK$23,083
baseline
▲ 0.50% · 4.625%
HK$24,300
+HK$1,217/mo
Deposit HK$4.32M · loan HK$4.32M · min. income ≈ HK$46,166/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$258,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,654
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$22,327
−HK$685/mo
Today · 4.125%
HK$23,012
baseline
▲ 0.50% · 4.625%
HK$24,412
+HK$1,400/mo
Deposit HK$3.88M · loan HK$4.75M · min. income ≈ HK$46,024/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$258,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,090
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$24,736
−HK$655/mo
Today · 4.125%
HK$25,391
baseline
▲ 0.50% · 4.625%
HK$26,730
+HK$1,339/mo
Deposit HK$3.88M · loan HK$4.75M · min. income ≈ HK$50,782/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$258,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,622
−HK$1,482/mo
▼ 0.25% · 3.875%
HK$24,357
−HK$747/mo
Today · 4.125%
HK$25,104
baseline
▲ 0.50% · 4.625%
HK$26,631
+HK$1,527/mo
Deposit HK$3.45M · loan HK$5.18M · min. income ≈ HK$50,208/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$258,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,280
−HK$1,419/mo
▼ 0.25% · 3.875%
HK$26,984
−HK$715/mo
Today · 4.125%
HK$27,699
baseline
▲ 0.50% · 4.625%
HK$29,160
+HK$1,461/mo
Deposit HK$3.45M · loan HK$5.18M · min. income ≈ HK$55,398/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$258,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,591
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$26,387
−HK$809/mo
Today · 4.125%
HK$27,196
baseline
▲ 0.50% · 4.625%
HK$28,850
+HK$1,654/mo
Deposit HK$3.02M · loan HK$5.61M · min. income ≈ HK$54,392/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$258,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,470
−HK$1,538/mo
▼ 0.25% · 3.875%
HK$29,233
−HK$775/mo
Today · 4.125%
HK$30,008
baseline
▲ 0.50% · 4.625%
HK$31,589
+HK$1,581/mo
Deposit HK$3.02M · loan HK$5.61M · min. income ≈ HK$60,016/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$258,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,559
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$28,417
−HK$871/mo
Today · 4.125%
HK$29,288
baseline
▲ 0.50% · 4.625%
HK$31,070
+HK$1,782/mo
Deposit HK$2.59M · loan HK$6.04M · min. income ≈ HK$58,576/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$258,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,660
−HK$1,656/mo
▼ 0.25% · 3.875%
HK$31,482
−HK$834/mo
Today · 4.125%
HK$32,316
baseline
▲ 0.50% · 4.625%
HK$34,019
+HK$1,703/mo
Deposit HK$2.59M · loan HK$6.04M · min. income ≈ HK$64,632/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$258,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,528
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$30,446
−HK$934/mo
Today · 4.125%
HK$31,380
baseline
▲ 0.50% · 4.625%
HK$33,289
+HK$1,909/mo
Deposit HK$2.16M · loan HK$6.47M · min. income ≈ HK$62,760/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$258,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,850
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$33,731
−HK$893/mo
Today · 4.125%
HK$34,624
baseline
▲ 0.50% · 4.625%
HK$36,449
+HK$1,825/mo
Deposit HK$2.16M · loan HK$6.47M · min. income ≈ HK$69,248/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$258,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,496
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$32,476
−HK$996/mo
Today · 4.125%
HK$33,472
baseline
▲ 0.50% · 4.625%
HK$35,508
+HK$2,036/mo
Deposit HK$1.73M · loan HK$6.91M · min. income ≈ HK$66,944/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$258,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,040
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$35,979
−HK$954/mo
Today · 4.125%
HK$36,933
baseline
▲ 0.50% · 4.625%
HK$38,879
+HK$1,946/mo
Deposit HK$1.73M · loan HK$6.91M · min. income ≈ HK$73,866/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$258,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,465
−HK$2,099/mo
▼ 0.25% · 3.875%
HK$34,506
−HK$1,058/mo
Today · 4.125%
HK$35,564
baseline
▲ 0.50% · 4.625%
HK$37,728
+HK$2,164/mo
Deposit HK$1.29M · loan HK$7.34M · min. income ≈ HK$71,128/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$258,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,229
−HK$2,012/mo
▼ 0.25% · 3.875%
HK$38,228
−HK$1,013/mo
Today · 4.125%
HK$39,241
baseline
▲ 0.50% · 4.625%
HK$41,309
+HK$2,068/mo
Deposit HK$1.29M · loan HK$7.34M · min. income ≈ HK$78,482/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$258,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,434
−HK$2,222/mo
▼ 0.25% · 3.875%
HK$36,536
−HK$1,120/mo
Today · 4.125%
HK$37,656
baseline
▲ 0.50% · 4.625%
HK$39,947
+HK$2,291/mo
Deposit HK$863K · loan HK$7.77M · min. income ≈ HK$75,312/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,419
−HK$2,130/mo
▼ 0.25% · 3.875%
HK$40,477
−HK$1,072/mo
Today · 4.125%
HK$41,549
baseline
▲ 0.50% · 4.625%
HK$43,739
+HK$2,190/mo
Deposit HK$863K · loan HK$7.77M · min. income ≈ HK$83,098/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,988 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).