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At today's rate and a 90% mortgage, the deposit on this unit is about HK$641K, with repayments around HK$27,966/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$641K · loan HK$5.77M · min. income ≈ HK$55,932/mo (50% DSR)
Upfront cash ≈ HK$817K (deposit + AVD stamp duty HK$176,162 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Tseung Kwan O Station Station.
Family-friendly — 42 schools within a 1 km walk.
Everyday convenience — 39 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 15 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- D
- Saleable Area
- 368 Saleable ft²
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-04-22 | HK$6.68M | +22.6% 1.4y · 16.0%/yr |
| 2024-10-31 | HK$5.45M | −23.8% 3.6y · −7.0%/yr |
| 2021-03-19 | HK$7.15M | +58.2% 4.9y · 12.0%/yr |
| 2016-04-26 | HK$4.52M | — |