▼ 0.50% · 3.625%
HK$11,404
−HK$715/mo
▼ 0.25% · 3.875%
HK$11,759
−HK$360/mo
Today · 4.125%
HK$12,119
baseline
▲ 0.50% · 4.625%
HK$12,857
+HK$738/mo
Deposit HK$2.50M · loan HK$2.50M · min. income ≈ HK$24,238/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$112,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,687
−HK$685/mo
▼ 0.25% · 3.875%
HK$13,027
−HK$345/mo
Today · 4.125%
HK$13,372
baseline
▲ 0.50% · 4.625%
HK$14,077
+HK$705/mo
Deposit HK$2.50M · loan HK$2.50M · min. income ≈ HK$26,744/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$112,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,545
−HK$786/mo
▼ 0.25% · 3.875%
HK$12,935
−HK$396/mo
Today · 4.125%
HK$13,331
baseline
▲ 0.50% · 4.625%
HK$14,142
+HK$811/mo
Deposit HK$2.25M · loan HK$2.75M · min. income ≈ HK$26,662/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$112,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,956
−HK$754/mo
▼ 0.25% · 3.875%
HK$14,330
−HK$380/mo
Today · 4.125%
HK$14,710
baseline
▲ 0.50% · 4.625%
HK$15,485
+HK$775/mo
Deposit HK$2.25M · loan HK$2.75M · min. income ≈ HK$29,420/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$112,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,685
−HK$858/mo
▼ 0.25% · 3.875%
HK$14,111
−HK$432/mo
Today · 4.125%
HK$14,543
baseline
▲ 0.50% · 4.625%
HK$15,428
+HK$885/mo
Deposit HK$2.00M · loan HK$3.00M · min. income ≈ HK$29,086/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$112,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,224
−HK$823/mo
▼ 0.25% · 3.875%
HK$15,633
−HK$414/mo
Today · 4.125%
HK$16,047
baseline
▲ 0.50% · 4.625%
HK$16,893
+HK$846/mo
Deposit HK$2.00M · loan HK$3.00M · min. income ≈ HK$32,094/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$112,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,825
−HK$930/mo
▼ 0.25% · 3.875%
HK$15,287
−HK$468/mo
Today · 4.125%
HK$15,755
baseline
▲ 0.50% · 4.625%
HK$16,714
+HK$959/mo
Deposit HK$1.75M · loan HK$3.25M · min. income ≈ HK$31,510/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$112,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,493
−HK$891/mo
▼ 0.25% · 3.875%
HK$16,935
−HK$449/mo
Today · 4.125%
HK$17,384
baseline
▲ 0.50% · 4.625%
HK$18,301
+HK$917/mo
Deposit HK$1.75M · loan HK$3.25M · min. income ≈ HK$34,768/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$112,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,966
−HK$1,001/mo
▼ 0.25% · 3.875%
HK$16,462
−HK$505/mo
Today · 4.125%
HK$16,967
baseline
▲ 0.50% · 4.625%
HK$17,999
+HK$1,032/mo
Deposit HK$1.50M · loan HK$3.50M · min. income ≈ HK$33,934/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$112,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,762
−HK$959/mo
▼ 0.25% · 3.875%
HK$18,238
−HK$483/mo
Today · 4.125%
HK$18,721
baseline
▲ 0.50% · 4.625%
HK$19,708
+HK$987/mo
Deposit HK$1.50M · loan HK$3.50M · min. income ≈ HK$37,442/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$112,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,106
−HK$1,073/mo
▼ 0.25% · 3.875%
HK$17,638
−HK$541/mo
Today · 4.125%
HK$18,179
baseline
▲ 0.50% · 4.625%
HK$19,285
+HK$1,106/mo
Deposit HK$1.25M · loan HK$3.75M · min. income ≈ HK$36,358/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$112,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,030
−HK$1,029/mo
▼ 0.25% · 3.875%
HK$19,541
−HK$518/mo
Today · 4.125%
HK$20,059
baseline
▲ 0.50% · 4.625%
HK$21,116
+HK$1,057/mo
Deposit HK$1.25M · loan HK$3.75M · min. income ≈ HK$40,118/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$112,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,247
−HK$1,144/mo
▼ 0.25% · 3.875%
HK$18,814
−HK$577/mo
Today · 4.125%
HK$19,391
baseline
▲ 0.50% · 4.625%
HK$20,571
+HK$1,180/mo
Deposit HK$1.00M · loan HK$4.00M · min. income ≈ HK$38,782/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$112,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,299
−HK$1,097/mo
▼ 0.25% · 3.875%
HK$20,844
−HK$552/mo
Today · 4.125%
HK$21,396
baseline
▲ 0.50% · 4.625%
HK$22,524
+HK$1,128/mo
Deposit HK$1.00M · loan HK$4.00M · min. income ≈ HK$42,792/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$112,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,387
−HK$1,216/mo
▼ 0.25% · 3.875%
HK$19,990
−HK$613/mo
Today · 4.125%
HK$20,603
baseline
▲ 0.50% · 4.625%
HK$21,856
+HK$1,253/mo
Deposit HK$750K · loan HK$4.25M · min. income ≈ HK$41,206/mo (50% DSR)
Upfront cash ≈ HK$863K (deposit + AVD stamp duty HK$112,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,568
−HK$1,165/mo
▼ 0.25% · 3.875%
HK$22,146
−HK$587/mo
Today · 4.125%
HK$22,733
baseline
▲ 0.50% · 4.625%
HK$23,931
+HK$1,198/mo
Deposit HK$750K · loan HK$4.25M · min. income ≈ HK$45,466/mo (50% DSR)
Upfront cash ≈ HK$863K (deposit + AVD stamp duty HK$112,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,527
−HK$1,288/mo
▼ 0.25% · 3.875%
HK$21,166
−HK$649/mo
Today · 4.125%
HK$21,815
baseline
▲ 0.50% · 4.625%
HK$23,142
+HK$1,327/mo
Deposit HK$500K · loan HK$4.50M · min. income ≈ HK$43,630/mo (50% DSR)
Upfront cash ≈ HK$613K (deposit + AVD stamp duty HK$112,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,837
−HK$1,233/mo
▼ 0.25% · 3.875%
HK$23,449
−HK$621/mo
Today · 4.125%
HK$24,070
baseline
▲ 0.50% · 4.625%
HK$25,339
+HK$1,269/mo
Deposit HK$500K · loan HK$4.50M · min. income ≈ HK$48,140/mo (50% DSR)
Upfront cash ≈ HK$613K (deposit + AVD stamp duty HK$112,529 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).