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At today's rate and a 90% mortgage, the deposit on this unit is about HK$778K, with repayments around HK$33,941/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$778K · loan HK$7.00M · min. income ≈ HK$67,882/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,439 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Hang Hau Station Station.
Family-friendly — 48 schools within a 1 km walk.
Everyday convenience — 38 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 30 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 32/F
- Flat
- D
- Saleable Area
- 509 Saleable ft²
- Gross Area
- 678 ft²
- Efficiency
- 75%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-05-13 | HK$8.18M | +9.2% 2.3y · 4.0%/yr |
| 2024-01-29 | HK$7.49M | −8.4% 3.3y · −2.0%/yr |
| 2020-10-15 | HK$8.18M | +295.2% 15.3y · 14.0%/yr |
| 2004-04-07 | HK$2.07M | — |