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At today's rate and a 90% mortgage, the deposit on this unit is about HK$732K, with repayments around HK$31,921/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$732K · loan HK$6.59M · min. income ≈ HK$63,842/mo (50% DSR)
Upfront cash ≈ HK$951K (deposit + AVD stamp duty HK$219,548 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Po Lam Station Station.
Family-friendly — 37 schools within a 1 km walk.
Everyday convenience — 25 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 29 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 42/F
- Flat
- A
- Saleable Area
- 470 Saleable ft²
- Gross Area
- 644 ft²
- Efficiency
- 73%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-04-26 | HK$7.74M | +30.1% 5.3y · 6.0%/yr |
| 2017-01-10 | HK$5.95M | +63.0% 4.6y · 14.0%/yr |
| 2012-05-07 | HK$3.65M | +77.2% |
| 2006-12-05 | HK$2.06M | +5.6% |
| 2004-04-16 | HK$1.95M | −17.7% |
| 2001-06-28 | HK$2.37M | — |