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At today's rate and a 90% mortgage, the deposit on this unit is about HK$787K, with repayments around HK$34,345/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$787K · loan HK$7.09M · min. income ≈ HK$68,690/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$236,221 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Tseung Kwan O Station Station.
Family-friendly — 51 schools within a 1 km walk.
Everyday convenience — 39 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 17 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 47/F
- Flat
- A
- Saleable Area
- 465 Saleable ft²
- Gross Area
- 617 ft²
- Efficiency
- 75%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-11-08 | HK$8.70M | +10.4% 4.7y · 2.0%/yr |
| 2018-02-26 | HK$7.88M | +30.0% 3.2y · 9.0%/yr |
| 2014-12-17 | HK$6.06M | +24.9% |
| 2012-09-13 | HK$4.85M | +41.4% |
| 2010-07-19 | HK$3.43M | +46.0% |
| 2006-12-21 | HK$2.35M | +22.4% |
| 2002-11-12 | HK$1.92M | — |