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At today's rate and a 90% mortgage, the deposit on this unit is about HK$642K, with repayments around HK$28,016/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$642K · loan HK$5.78M · min. income ≈ HK$56,032/mo (50% DSR)
Upfront cash ≈ HK$820K (deposit + AVD stamp duty HK$177,299 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to Mass Transit Railway Po Lam Station Station.
Family-friendly — 39 schools within a 1 km walk.
Everyday convenience — 31 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 28 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- A
- Saleable Area
- 441 Saleable ft²
- Gross Area
- 617 ft²
- Efficiency
- 71%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-05-13 | HK$7.60M | +10.6% 4.0y · 3.0%/yr |
| 2018-06-12 | HK$6.87M | +102.7% 7.2y · 14.0%/yr |
| 2011-03-31 | HK$3.39M | +13.4% |
| 2010-11-19 | HK$2.99M | +18.7% |
| 2008-03-05 | HK$2.52M | +20.0% |
| 1998-10-13 | HK$2.10M | — |