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At today's rate and a 90% mortgage, the deposit on this unit is about HK$569K, with repayments around HK$24,821/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$569K · loan HK$5.12M · min. income ≈ HK$49,642/mo (50% DSR)
Upfront cash ≈ HK$697K (deposit + AVD stamp duty HK$128,037 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Po Lam Station Station.
Family-friendly — 33 schools within a 1 km walk.
Everyday convenience — 24 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 25 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- C
- Saleable Area
- 363 Saleable ft²
- Gross Area
- 515 ft²
- Efficiency
- 70%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-03-08 | HK$6.48M | +12.4% 3.4y · 4.0%/yr |
| 2017-11-15 | HK$5.76M | +35.6% 3.3y · 11.0%/yr |
| 2014-07-30 | HK$4.25M | +38.0% |
| 2012-05-23 | HK$3.08M | +54.8% |
| 2008-02-15 | HK$1.99M | +28.4% |
| 2005-07-23 | HK$1.55M | −17.1% |
| 1999-05-06 | HK$1.87M | — |