▼ 0.50% · 3.625%
HK$21,439
−HK$1,345/mo
▼ 0.25% · 3.875%
HK$22,106
−HK$678/mo
Today · 4.125%
HK$22,784
baseline
▲ 0.50% · 4.625%
HK$24,170
+HK$1,386/mo
Deposit HK$4.70M · loan HK$4.70M · min. income ≈ HK$45,568/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$310,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,851
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$24,491
−HK$649/mo
Today · 4.125%
HK$25,140
baseline
▲ 0.50% · 4.625%
HK$26,465
+HK$1,325/mo
Deposit HK$4.70M · loan HK$4.70M · min. income ≈ HK$50,280/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$310,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,583
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$24,317
−HK$745/mo
Today · 4.125%
HK$25,062
baseline
▲ 0.50% · 4.625%
HK$26,587
+HK$1,525/mo
Deposit HK$4.23M · loan HK$5.17M · min. income ≈ HK$50,124/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$310,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,236
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$26,940
−HK$714/mo
Today · 4.125%
HK$27,654
baseline
▲ 0.50% · 4.625%
HK$29,111
+HK$1,457/mo
Deposit HK$4.23M · loan HK$5.17M · min. income ≈ HK$55,308/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$310,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,727
−HK$1,614/mo
▼ 0.25% · 3.875%
HK$26,528
−HK$813/mo
Today · 4.125%
HK$27,341
baseline
▲ 0.50% · 4.625%
HK$29,004
+HK$1,663/mo
Deposit HK$3.76M · loan HK$5.64M · min. income ≈ HK$54,682/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$310,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,621
−HK$1,547/mo
▼ 0.25% · 3.875%
HK$29,389
−HK$779/mo
Today · 4.125%
HK$30,168
baseline
▲ 0.50% · 4.625%
HK$31,758
+HK$1,590/mo
Deposit HK$3.76M · loan HK$5.64M · min. income ≈ HK$60,336/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$310,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,871
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$28,738
−HK$881/mo
Today · 4.125%
HK$29,619
baseline
▲ 0.50% · 4.625%
HK$31,421
+HK$1,802/mo
Deposit HK$3.29M · loan HK$6.11M · min. income ≈ HK$59,238/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$310,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,007
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$31,838
−HK$844/mo
Today · 4.125%
HK$32,682
baseline
▲ 0.50% · 4.625%
HK$34,404
+HK$1,722/mo
Deposit HK$3.29M · loan HK$6.11M · min. income ≈ HK$65,364/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$310,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,015
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$30,949
−HK$948/mo
Today · 4.125%
HK$31,897
baseline
▲ 0.50% · 4.625%
HK$33,838
+HK$1,941/mo
Deposit HK$2.82M · loan HK$6.58M · min. income ≈ HK$63,794/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$310,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,392
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$34,287
−HK$909/mo
Today · 4.125%
HK$35,196
baseline
▲ 0.50% · 4.625%
HK$37,051
+HK$1,855/mo
Deposit HK$2.82M · loan HK$6.58M · min. income ≈ HK$70,392/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$310,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,159
−HK$2,017/mo
▼ 0.25% · 3.875%
HK$33,159
−HK$1,017/mo
Today · 4.125%
HK$34,176
baseline
▲ 0.50% · 4.625%
HK$36,255
+HK$2,079/mo
Deposit HK$2.35M · loan HK$7.05M · min. income ≈ HK$68,352/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$310,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,777
−HK$1,933/mo
▼ 0.25% · 3.875%
HK$36,736
−HK$974/mo
Today · 4.125%
HK$37,710
baseline
▲ 0.50% · 4.625%
HK$39,697
+HK$1,987/mo
Deposit HK$2.35M · loan HK$7.05M · min. income ≈ HK$75,420/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$310,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,303
−HK$2,151/mo
▼ 0.25% · 3.875%
HK$35,370
−HK$1,084/mo
Today · 4.125%
HK$36,454
baseline
▲ 0.50% · 4.625%
HK$38,672
+HK$2,218/mo
Deposit HK$1.88M · loan HK$7.52M · min. income ≈ HK$72,908/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$310,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,162
−HK$2,062/mo
▼ 0.25% · 3.875%
HK$39,185
−HK$1,039/mo
Today · 4.125%
HK$40,224
baseline
▲ 0.50% · 4.625%
HK$42,344
+HK$2,120/mo
Deposit HK$1.88M · loan HK$7.52M · min. income ≈ HK$80,448/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$310,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,447
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$37,581
−HK$1,152/mo
Today · 4.125%
HK$38,733
baseline
▲ 0.50% · 4.625%
HK$41,089
+HK$2,356/mo
Deposit HK$1.41M · loan HK$7.99M · min. income ≈ HK$77,466/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$310,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,547
−HK$2,191/mo
▼ 0.25% · 3.875%
HK$41,634
−HK$1,104/mo
Today · 4.125%
HK$42,738
baseline
▲ 0.50% · 4.625%
HK$44,990
+HK$2,252/mo
Deposit HK$1.41M · loan HK$7.99M · min. income ≈ HK$85,476/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$310,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,591
−HK$2,420/mo
▼ 0.25% · 3.875%
HK$39,791
−HK$1,220/mo
Today · 4.125%
HK$41,011
baseline
▲ 0.50% · 4.625%
HK$43,506
+HK$2,495/mo
Deposit HK$940K · loan HK$8.46M · min. income ≈ HK$82,022/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$310,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,932
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$44,084
−HK$1,168/mo
Today · 4.125%
HK$45,252
baseline
▲ 0.50% · 4.625%
HK$47,637
+HK$2,385/mo
Deposit HK$940K · loan HK$8.46M · min. income ≈ HK$90,504/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$310,221 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).