▼ 0.50% · 3.625%
HK$19,802
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$20,418
−HK$626/mo
Today · 4.125%
HK$21,044
baseline
▲ 0.50% · 4.625%
HK$22,324
+HK$1,280/mo
Deposit HK$4.34M · loan HK$4.34M · min. income ≈ HK$42,088/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$260,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,030
−HK$1,190/mo
▼ 0.25% · 3.875%
HK$22,620
−HK$600/mo
Today · 4.125%
HK$23,220
baseline
▲ 0.50% · 4.625%
HK$24,444
+HK$1,224/mo
Deposit HK$4.34M · loan HK$4.34M · min. income ≈ HK$46,440/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$260,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,782
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$22,460
−HK$688/mo
Today · 4.125%
HK$23,148
baseline
▲ 0.50% · 4.625%
HK$24,557
+HK$1,409/mo
Deposit HK$3.91M · loan HK$4.78M · min. income ≈ HK$46,296/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$260,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,233
−HK$1,309/mo
▼ 0.25% · 3.875%
HK$24,882
−HK$660/mo
Today · 4.125%
HK$25,542
baseline
▲ 0.50% · 4.625%
HK$26,888
+HK$1,346/mo
Deposit HK$3.91M · loan HK$4.78M · min. income ≈ HK$51,084/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$260,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,762
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$24,502
−HK$751/mo
Today · 4.125%
HK$25,253
baseline
▲ 0.50% · 4.625%
HK$26,789
+HK$1,536/mo
Deposit HK$3.47M · loan HK$5.21M · min. income ≈ HK$50,506/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$260,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,435
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$27,144
−HK$720/mo
Today · 4.125%
HK$27,864
baseline
▲ 0.50% · 4.625%
HK$29,332
+HK$1,468/mo
Deposit HK$3.47M · loan HK$5.21M · min. income ≈ HK$55,728/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$260,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,743
−HK$1,614/mo
▼ 0.25% · 3.875%
HK$26,543
−HK$814/mo
Today · 4.125%
HK$27,357
baseline
▲ 0.50% · 4.625%
HK$29,022
+HK$1,665/mo
Deposit HK$3.04M · loan HK$5.64M · min. income ≈ HK$54,714/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$260,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,638
−HK$1,548/mo
▼ 0.25% · 3.875%
HK$29,407
−HK$779/mo
Today · 4.125%
HK$30,186
baseline
▲ 0.50% · 4.625%
HK$31,777
+HK$1,591/mo
Deposit HK$3.04M · loan HK$5.64M · min. income ≈ HK$60,372/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$260,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,723
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$28,585
−HK$876/mo
Today · 4.125%
HK$29,461
baseline
▲ 0.50% · 4.625%
HK$31,254
+HK$1,793/mo
Deposit HK$2.61M · loan HK$6.08M · min. income ≈ HK$58,922/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$260,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,841
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$31,669
−HK$839/mo
Today · 4.125%
HK$32,508
baseline
▲ 0.50% · 4.625%
HK$34,221
+HK$1,713/mo
Deposit HK$2.61M · loan HK$6.08M · min. income ≈ HK$65,016/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$260,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,703
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$30,627
−HK$939/mo
Today · 4.125%
HK$31,566
baseline
▲ 0.50% · 4.625%
HK$33,486
+HK$1,920/mo
Deposit HK$2.17M · loan HK$6.51M · min. income ≈ HK$63,132/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$260,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,044
−HK$1,786/mo
▼ 0.25% · 3.875%
HK$33,931
−HK$899/mo
Today · 4.125%
HK$34,830
baseline
▲ 0.50% · 4.625%
HK$36,666
+HK$1,836/mo
Deposit HK$2.17M · loan HK$6.51M · min. income ≈ HK$69,660/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$260,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,683
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$32,669
−HK$1,001/mo
Today · 4.125%
HK$33,670
baseline
▲ 0.50% · 4.625%
HK$35,719
+HK$2,049/mo
Deposit HK$1.74M · loan HK$6.95M · min. income ≈ HK$67,340/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$260,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,247
−HK$1,905/mo
▼ 0.25% · 3.875%
HK$36,193
−HK$959/mo
Today · 4.125%
HK$37,152
baseline
▲ 0.50% · 4.625%
HK$39,110
+HK$1,958/mo
Deposit HK$1.74M · loan HK$6.95M · min. income ≈ HK$74,304/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$260,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,663
−HK$2,111/mo
▼ 0.25% · 3.875%
HK$34,711
−HK$1,063/mo
Today · 4.125%
HK$35,774
baseline
▲ 0.50% · 4.625%
HK$37,951
+HK$2,177/mo
Deposit HK$1.30M · loan HK$7.38M · min. income ≈ HK$71,548/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$260,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,450
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$38,455
−HK$1,019/mo
Today · 4.125%
HK$39,474
baseline
▲ 0.50% · 4.625%
HK$41,554
+HK$2,080/mo
Deposit HK$1.30M · loan HK$7.38M · min. income ≈ HK$78,948/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$260,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,644
−HK$2,235/mo
▼ 0.25% · 3.875%
HK$36,752
−HK$1,127/mo
Today · 4.125%
HK$37,879
baseline
▲ 0.50% · 4.625%
HK$40,184
+HK$2,305/mo
Deposit HK$868K · loan HK$7.82M · min. income ≈ HK$75,758/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,653
−HK$2,143/mo
▼ 0.25% · 3.875%
HK$40,717
−HK$1,079/mo
Today · 4.125%
HK$41,796
baseline
▲ 0.50% · 4.625%
HK$43,999
+HK$2,203/mo
Deposit HK$868K · loan HK$7.82M · min. income ≈ HK$83,592/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,524 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).