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At today's rate and a 90% mortgage, the deposit on this unit is about HK$782K, with repayments around HK$34,110/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$782K · loan HK$7.04M · min. income ≈ HK$68,220/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$234,604 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to Mass Transit Railway Hang Hau Station Station.
Family-friendly — 48 schools within a 1 km walk.
Everyday convenience — 40 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 30 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 42/F
- Flat
- G
- Saleable Area
- 491 Saleable ft²
- Gross Area
- 661 ft²
- Efficiency
- 74%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-12-31 | HK$7.45M | +7.2% 8.7y · 1.0%/yr |
| 2017-04-20 | HK$6.95M | +31.6% 4.4y · 7.0%/yr |
| 2012-11-27 | HK$5.28M | +50.4% |
| 2010-05-12 | HK$3.51M | +27.6% |
| 2009-05-07 | HK$2.75M | +6.6% |
| 2007-03-02 | HK$2.58M | −0.8% |
| 2005-12-22 | HK$2.60M | +22.1% |
| 2004-02-17 | HK$2.13M | — |