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At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.07M, with repayments around HK$34,661/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$3.07M · loan HK$7.15M · min. income ≈ HK$69,322/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$383,129 · Scale 2, in force from 26 Feb 2026)
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Tseung Kwan O Station Station.
Family-friendly — 51 schools within a 1 km walk.
Everyday convenience — 39 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 17 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- B
- Saleable Area
- 675 Saleable ft²
- Gross Area
- 897 ft²
- Efficiency
- 75%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-10-19 | HK$9.38M | −6.2% 3.5y · −2.0%/yr |
| 2019-05-03 | HK$10.00M | +38.9% 3.0y · 13.0%/yr |
| 2016-04-29 | HK$7.20M | +80.0% 6.3y · 13.0%/yr |
| 2010-01-08 | HK$4.00M | +50.4% |
| 2002-12-07 | HK$2.66M | — |