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At today's rate and a 90% mortgage, the deposit on this unit is about HK$600K, with repayments around HK$26,184/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$600K · loan HK$5.40M · min. income ≈ HK$52,368/mo (50% DSR)
Upfront cash ≈ HK$736K (deposit + AVD stamp duty HK$135,301 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Po Lam Station Station.
Family-friendly — 42 schools within a 1 km walk.
Everyday convenience — 31 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 28 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 33/F
- Flat
- C
- Saleable Area
- 363 Saleable ft²
- Gross Area
- 516 ft²
- Efficiency
- 70%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-01-02 | HK$5.28M | −24.2% 2.7y · −9.0%/yr |
| 2022-03-21 | HK$6.97M | +17.5% 4.9y · 4.0%/yr |
| 2017-04-21 | HK$5.93M | +94.4% 5.1y · 18.0%/yr |
| 2012-03-13 | HK$3.05M | +22.5% |
| 2010-08-09 | HK$2.49M | +36.1% |
| 2009-04-16 | HK$1.83M | +33.6% |
| 2004-03-04 | HK$1.37M | −31.5% |
| 2000-06-10 | HK$2.00M | — |