▼ 0.50% · 3.625%
HK$22,452
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$23,151
−HK$709/mo
Today · 4.125%
HK$23,860
baseline
▲ 0.50% · 4.625%
HK$25,312
+HK$1,452/mo
Deposit HK$4.92M · loan HK$4.92M · min. income ≈ HK$47,720/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$354,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,978
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$25,648
−HK$680/mo
Today · 4.125%
HK$26,328
baseline
▲ 0.50% · 4.625%
HK$27,715
+HK$1,387/mo
Deposit HK$4.92M · loan HK$4.92M · min. income ≈ HK$52,656/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$354,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,698
−HK$1,548/mo
▼ 0.25% · 3.875%
HK$25,466
−HK$780/mo
Today · 4.125%
HK$26,246
baseline
▲ 0.50% · 4.625%
HK$27,843
+HK$1,597/mo
Deposit HK$4.43M · loan HK$5.42M · min. income ≈ HK$52,492/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$354,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,476
−HK$1,484/mo
▼ 0.25% · 3.875%
HK$28,213
−HK$747/mo
Today · 4.125%
HK$28,960
baseline
▲ 0.50% · 4.625%
HK$30,487
+HK$1,527/mo
Deposit HK$4.43M · loan HK$5.42M · min. income ≈ HK$57,920/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$354,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,943
−HK$1,689/mo
▼ 0.25% · 3.875%
HK$27,781
−HK$851/mo
Today · 4.125%
HK$28,632
baseline
▲ 0.50% · 4.625%
HK$30,375
+HK$1,743/mo
Deposit HK$3.94M · loan HK$5.91M · min. income ≈ HK$57,264/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$354,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,974
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$30,778
−HK$815/mo
Today · 4.125%
HK$31,593
baseline
▲ 0.50% · 4.625%
HK$33,258
+HK$1,665/mo
Deposit HK$3.94M · loan HK$5.91M · min. income ≈ HK$63,186/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$354,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,188
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$30,096
−HK$922/mo
Today · 4.125%
HK$31,018
baseline
▲ 0.50% · 4.625%
HK$32,906
+HK$1,888/mo
Deposit HK$3.45M · loan HK$6.40M · min. income ≈ HK$62,036/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$354,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,472
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$33,342
−HK$884/mo
Today · 4.125%
HK$34,226
baseline
▲ 0.50% · 4.625%
HK$36,030
+HK$1,804/mo
Deposit HK$3.45M · loan HK$6.40M · min. income ≈ HK$68,452/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$354,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,433
−HK$1,972/mo
▼ 0.25% · 3.875%
HK$32,411
−HK$994/mo
Today · 4.125%
HK$33,405
baseline
▲ 0.50% · 4.625%
HK$35,437
+HK$2,032/mo
Deposit HK$2.95M · loan HK$6.89M · min. income ≈ HK$66,810/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$354,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,969
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$35,907
−HK$952/mo
Today · 4.125%
HK$36,859
baseline
▲ 0.50% · 4.625%
HK$38,801
+HK$1,942/mo
Deposit HK$2.95M · loan HK$6.89M · min. income ≈ HK$73,718/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$354,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,679
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$34,726
−HK$1,065/mo
Today · 4.125%
HK$35,791
baseline
▲ 0.50% · 4.625%
HK$37,968
+HK$2,177/mo
Deposit HK$2.46M · loan HK$7.38M · min. income ≈ HK$71,582/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$354,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,467
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$38,472
−HK$1,019/mo
Today · 4.125%
HK$39,491
baseline
▲ 0.50% · 4.625%
HK$41,573
+HK$2,082/mo
Deposit HK$2.46M · loan HK$7.38M · min. income ≈ HK$78,982/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$354,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,924
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$37,041
−HK$1,136/mo
Today · 4.125%
HK$38,177
baseline
▲ 0.50% · 4.625%
HK$40,500
+HK$2,323/mo
Deposit HK$1.97M · loan HK$7.88M · min. income ≈ HK$76,354/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$354,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,965
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$41,037
−HK$1,087/mo
Today · 4.125%
HK$42,124
baseline
▲ 0.50% · 4.625%
HK$44,345
+HK$2,221/mo
Deposit HK$1.97M · loan HK$7.88M · min. income ≈ HK$84,248/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$354,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,169
−HK$2,394/mo
▼ 0.25% · 3.875%
HK$39,356
−HK$1,207/mo
Today · 4.125%
HK$40,563
baseline
▲ 0.50% · 4.625%
HK$43,031
+HK$2,468/mo
Deposit HK$1.48M · loan HK$8.37M · min. income ≈ HK$81,126/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$354,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,463
−HK$2,294/mo
▼ 0.25% · 3.875%
HK$43,602
−HK$1,155/mo
Today · 4.125%
HK$44,757
baseline
▲ 0.50% · 4.625%
HK$47,116
+HK$2,359/mo
Deposit HK$1.48M · loan HK$8.37M · min. income ≈ HK$89,514/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$354,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,414
−HK$2,535/mo
▼ 0.25% · 3.875%
HK$41,671
−HK$1,278/mo
Today · 4.125%
HK$42,949
baseline
▲ 0.50% · 4.625%
HK$45,562
+HK$2,613/mo
Deposit HK$985K · loan HK$8.86M · min. income ≈ HK$85,898/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$354,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,961
−HK$2,429/mo
▼ 0.25% · 3.875%
HK$46,166
−HK$1,224/mo
Today · 4.125%
HK$47,390
baseline
▲ 0.50% · 4.625%
HK$49,888
+HK$2,498/mo
Deposit HK$985K · loan HK$8.86M · min. income ≈ HK$94,780/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$354,645 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).