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At today's rate and a 90% mortgage, the deposit on this unit is about HK$628K, with repayments around HK$27,384/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$628K · loan HK$5.65M · min. income ≈ HK$54,768/mo (50% DSR)
Upfront cash ≈ HK$791K (deposit + AVD stamp duty HK$162,797 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Tiu Keng Leng Station Station.
Family-friendly — 33 schools within a 1 km walk.
Everyday convenience — 24 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 7 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- C
- Saleable Area
- 399 Saleable ft²
- Gross Area
- 530 ft²
- Efficiency
- 75%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-02-26 | HK$5.96M | +9.4% 9.3y · 1.0%/yr |
| 2016-11-09 | HK$5.45M | +91.2% 5.9y · 15.0%/yr |
| 2010-12-17 | HK$2.85M | +39.7% |
| 2009-05-06 | HK$2.04M | +1.0% |
| 2007-12-06 | HK$2.02M | +8.0% |
| 2007-05-18 | HK$1.87M | +11.3% |
| 2000-04-07 | HK$1.68M | — |