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At today's rate and a 90% mortgage, the deposit on this unit is about HK$642K, with repayments around HK$27,983/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$642K · loan HK$5.77M · min. income ≈ HK$55,966/mo (50% DSR)
Upfront cash ≈ HK$818K (deposit + AVD stamp duty HK$176,534 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Tseung Kwan O Station Station.
Family-friendly — 52 schools within a 1 km walk.
Everyday convenience — 39 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 17 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- F
- Saleable Area
- 406 Saleable ft²
- Gross Area
- 546 ft²
- Efficiency
- 74%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-06-22 | HK$6.50M | −4.8% 6.6y |
| 2019-11-25 | HK$6.83M | +70.8% 3.3y · 22.0%/yr |
| 2016-08-15 | HK$4.00M | +189.9% 14.3y · 13.0%/yr |
| 2002-04-19 | HK$1.38M | — |