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At today's rate and a 90% mortgage, the deposit on this unit is about HK$568K, with repayments around HK$24,761/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$568K · loan HK$5.11M · min. income ≈ HK$49,522/mo (50% DSR)
Upfront cash ≈ HK$695K (deposit + AVD stamp duty HK$127,729 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Po Lam Station Station.
Family-friendly — 41 schools within a 1 km walk.
Everyday convenience — 31 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 28 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- F
- Saleable Area
- 363 Saleable ft²
- Gross Area
- 515 ft²
- Efficiency
- 70%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2023-12-29 | HK$5.10M | +1.0% 6.9y · 0.0%/yr |
| 2017-01-27 | HK$5.05M | +125.4% 6.5y · 19.0%/yr |
| 2010-07-12 | HK$2.24M | +49.3% |
| 2007-01-27 | HK$1.50M | +3.4% |
| 2003-03-01 | HK$1.45M | −32.6% |
| 1999-09-03 | HK$2.15M | — |